Catawba County property record for 4061 Kiser Cove Ln, Terrell, NC 28682
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,739 sqft · built 2000 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $980,000 (Dec 2023) |
| Tax Bill | $3,872 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4617-04-52-7904 |
| Primary APN | 4617-04-52-7904 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,739 sqft Living Area |
| 1st Floor Area | 2,652 sqft |
| Upper Floors Area | 1,326 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 21,344 sqft (0.49 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 233 sqft |
| Patio Area | 391 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4061 KISER COVE LN |
|---|---|
| City | TERRELL |
| State | NC |
| Zip | 28682-8746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Description | LOT 12 PL 42-105 |
| Legal Subdivision | KISER COMMONS |
| Legal Lot Number | 12 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | MOUNTAIN CREEK |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11505 |
4061 Kiser Cove Ln is held in a trust since December 2023.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 15120 HARBOUR ISLE DR, 602, FORT MYERS, FL 33908-6838 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 28, 2023 | Warranty Deed, Transfer NOT AVAILABLE, TRYON TITLE COMPANY |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2023 · Amount on File |
| Deed Sale | Dec 28, 2023 · Amount on File |
| Prior Sale | Apr 16, 2009 · Amount on File |
| Deed Document Number | 202322655 |
| Deed Book / Page | 3848 / 1127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 4061 KISER COVE LN, TERRELL, NC 28682-8746 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 15120 HARBOUR ISLE DR 602, 602, FORT MYERS, FL 33908-6838 |
| Document Number | 0040060176 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 4006/176 |
| Instrument | 4991 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Dec 28, 2023 |
| Property Address | 4061 KISER COVE LN, TERRELL, NC 28682-8746 |
| Document Number | 0038481127 |
| Book / Page | 3848 / 1127 |
| Map Reference | MB 42 PG 105 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 22655 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Title Company | NOT AVAILABLE, TRYON TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4191 STEEL WAY, SHERRILLS FORD, NC 28673-8207 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 15120 HARBOUR ISLE DR APT 602, 602, FORT MYERS, FL 33908-6838 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 4061 KISER COVE LN, TERRELL, NC 28682-8746 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036071027 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 3607/1027 |
| Instrument | 21530 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 4061 Kiser Cove Ln was $3,872, down 19.1% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $971,600 (-) Land $185,000 Building $786,600 | ||
| 2025 | $3,872.00 (-19.08%) | $971,600 Land $185,000 Building $786,600 | |
| 2024 | $4,785.00 (+3.91%) | ||
| 2023 | $4,605.00 | $599,900 Land $185,000 Building $414,900 | $971,600 Land $185,000 Building $786,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4061 Kiser Cove Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4061 Kiser Cove Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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