Catawba County property record for 4087 Kiser Cove Ln, Terrell, NC 28682
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,325 sqft · built 1997 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $635,000 (Sep 2025) |
| Tax Bill | $2,132 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4617-04-52-9601 |
| Primary APN | 4617-04-52-9601 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,325 sqft Living Area |
| 1st Floor Area | 1,910 sqft |
| Upper Floors Area | 955 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 193 ft deep x 108 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4087 KISER COVE LN |
|---|---|
| City | TERRELL |
| State | NC |
| Zip | 28682-8746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Description | LOT 5 PLAT 42-105 |
| Legal Subdivision | KISER COMMONS |
| Legal Lot Number | 5 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | MOUNTAIN CREEK |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11505 |
Source: Catawba County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4087 KISER COVE LN, TERRELL, NC 28682-8746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Feb 9, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jan 24, 2022 | Deed of Trust, Mortgage · VA Mortgage CAPTIAL CENTER LLC |
| Sep 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 21, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Prior Sale | Dec 2, 2009 · Amount on Record |
| Deed Document Number | 202519046 |
| Deed Book / Page | 3971 / 917 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 4087 KISER COVE LN, TERRELL, NC 28682-8746 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Title Company | UNKNOWN, AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0036341240 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 3634/1240 |
| Instrument | 3579 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 4087 KISER COVE LN, TERRELL, NC 28682-8746 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Title Company | VETERAN EXPRESS TITLE, VETERAN EXPRESS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0036321505 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 3632/1505 |
| Instrument | 2864 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 4087 KISER COVE LN, TERRELL, NC 28682-8746 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0037181739 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 3718/1739 |
| Instrument | 1593 |
| Name | CAPTIAL CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | GLEN ALLEN, VA 23060 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Sep 29, 2025 |
| Property Address | 4087 KISER COVE LN, TERRELL, NC 28682-8746 |
| Document Number | 0039710917 |
| Book / Page | 3971 / 917 |
| Map Reference | MB 42 PG 105 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 19046 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4502 FREESIA ST, SHERRILLS FORD, NC 28673-9010 |
| Name | Verified Name |
|---|---|
| Address | 4087 KISER COVE LANE, SHERRILLS FORD, NC 28673 |
| Document Number | 0000019047 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 19047 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 5-Year CMT |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 4087 KISER COVE LN, TERRELL, NC 28682-8746 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | COMMONWEALTH USA SETTLEMENTS |
| Name | Verified Name |
|---|
| Document Number | 0035670112 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 3567/112 |
| Instrument | 7393 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $534,900 (-) Land $39,200 Building $495,700 | ||
| 2025 | $2,132.00 (-19.06%) | $534,900 (+46.27%) Land $39,200 Building $495,700 | |
| 2024 | $2,634.00 (+2.09%) | ||
| 2023 | $2,580.00 | $365,700 Land $39,200 Building $326,500 | $534,900 Land $39,200 Building $495,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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