4081 Kiser Cove Ln, Terrell, NC 28682 Property Records

Catawba County property record for 4081 Kiser Cove Ln, Terrell, NC 28682

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,627 sqft · built 2000
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$788,000 (Apr 2020)
Tax Bill	$4,339 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4617-04-52-6639`

Property Details

APN / Parcel Number

Primary APN	`4617-04-52-6639`
Alternative APN	`0800808`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,627 sqft Living Area
1st Floor Area	4,316 sqft
Upper Floors Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	20,473 sqft (0.47 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	336 sqft
Patio Area	55 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4081 KISER COVE LN
City	TERRELL
State	NC
Zip	28682-8746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LOT 9 PL 42-105
Legal Subdivision	KISER COMMONS
Legal Lot Number	9
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	2
Census Block	2014
Census Tract	11505

Owner

4081 Kiser Cove Ln is owned and occupied by two individuals who bought it in April 2020.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4081 KISER COVE LN, TERRELL, NC 28682-8746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2020 · Amount on File
Deed Sale	Apr 15, 2020 · Amount on File
Prior Sale	Jul 30, 2010 · Amount on File
Deed Document Number	20207016
Deed Book / Page	3566 / 78
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Apr 15, 2020
Property Address	4081 KISER COVE LN, TERRELL, NC 28682-8746
Document Number	0035660078
Book / Page	3566 / 78
Map Reference	MB 42 PG 105
Instrument Date	Apr 15, 2020
Instrument	7016
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,576.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 WICKFORD LN, 100, MOORESVILLE, NC 28117-6683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4081 KISER COVE LN, TERRELL, NC 28682-8746

Mortgage

Document Number	7017
Date	Apr 15, 2020
Instrument	7017

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4081 Kiser Cove Ln was $4,339, down 19.1% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,088,900 (-) Land $181,000 Building $907,900
2025	$4,339.00 (-19.08%)	$1,088,900 Land $181,000 Building $907,900
2024	$5,362.00 (+2.08%)
2023	$5,253.00	$649,700 Land $181,000 Building $468,700	$1,088,900 Land $181,000 Building $907,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4081 Kiser Cove Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4081 Kiser Cove Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20