40942 W 3rd Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40942 W 3rd Ave, Umatilla, FL 32784

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 2 ba · 1,466 sqft · built 1981
Lot Size0.213 acres (9,315 sqft)
OwnerIndividual Name on File
Last Sale$355,000 (Feb 2025)
Tax Bill$347 (2024)
Deeds & MortgagesFeb 2025 Sale & Mortgage
May 2023 Sale
Flood ZoneZone X (minimal risk)
APN08-18-27-0100-013-04101

Property Details

APN / Parcel Number

Primary APN08-18-27-0100-013-04101
Alternative APNs
  • 08-18-27-0100-013-04400
  • 081827010001303600
  • 1227178
  • 3947955

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,466 sqft
1st Floor Area1,466 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 1981
Exterior MaterialWood Frame
Construction TypeWood Frame
Lot Area9,315 sqft (0.213 acres)
Lot Dimensions115 ft deep x 81 ft wide
PorchPorch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number3947955
Old Parcel Number081827010001303600
Street Address40942 W 3RD AVE
CityUMATILLA
StateFL
Zip32784-8020
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionEAST UMATILLA PB 6 PG 87-95 LOTS 44 45 46 BLK 13 ORB 6475 PG 113
Legal Range27E
Legal Township18S
Legal Section08
Legal SubdivisionEAST UMATILLA
Legal Tract100
Legal Block13
Legal Lot Number44-46 42
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group2
Census Block2052
Census Tract30109

Owner

40942 W 3rd Ave, residential vacant land, is owned and occupied by an individual who bought it in February 2025.

Source: Lake County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Mailing Address40942 W 3RD AVE, UMATILLA, FL 32784-8020
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2025Warranty Deed, Transfer · VA Mortgage
MORTGAGE FINANCIAL GROUP INC
May 16, 2023Warranty Deed, Transfer
FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2025 · Amount on File
Deed SaleFeb 12, 2025 · Amount on File
Prior SaleMay 16, 2023 · Amount on File
Deed Document Number2025017539
Deed Book / Page6475 / 113
Record UpdatedJun 8, 2026

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateFeb 12, 2025
Property Address40942 W 3RD AVE, UMATILLA, FL 32784-8020
Document Number0064750113
Book / Page6475 / 113
Map ReferenceMB 6 PG 87-95
Instrument DateFeb 6, 2025
Instrument2025017539
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address111 E CLIFFORD AVE, EUSTIS, FL 32726-3406

Transferred To (Grantee/Buyer)

NameVerified Name
Address40942 W 3RD AVE, UMATILLA, FL 32784-8020

Mortgage

Document Number0006475115
DateFeb 12, 2025
Instrument6475/115
Lender
NameMORTGAGE FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2055

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMay 16, 2023
Property Address40942 W 3RD AVE, UMATILLA, FL 32784-8020
Document Number0061421770
Book / Page6142 / 1770
Map ReferenceMB 6 PG 87-95
Instrument DateMay 12, 2023
Instrument2023057454
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyFLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Transaction

AmountAmount on Record
Tax$315.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1045, UMATILLA, FL 32784-1045

Transferred To (Grantee/Buyer)

NameVerified Name
Address1166 CROWN ISLE CIR, APOPKA, FL 32712-2913

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,616 Land $25,616$25,616 Land $25,616
2024$347.00 (-75.32%)
2023$1,406.00 (+15.15%) Homeowner's exemption$100,710 (+3%)$160,413 (-8.55%) Land $38,813 Building $121,600
2022$1,221.00 Homeowner's exemption$97,780$175,420 Land $53,820 Building $121,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 40942 W 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40942 W 3rd Ave is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20

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