Lake County property record for 40942 W 3rd Ave, Umatilla, FL 32784
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 1,466 sqft · built 1981 |
| Lot Size | 0.213 acres (9,315 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Feb 2025) |
| Tax Bill | $347 (2024) |
| Deeds & Mortgages | Feb 2025 Sale & Mortgage May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-27-0100-013-04101 |
| Primary APN | 08-18-27-0100-013-04101 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,466 sqft |
| 1st Floor Area | 1,466 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Wood Frame |
| Construction Type | Wood Frame |
| Lot Area | 9,315 sqft (0.213 acres) |
| Lot Dimensions | 115 ft deep x 81 ft wide |
| Porch | Porch |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 3947955 |
|---|---|
| Old Parcel Number | 081827010001303600 |
| Street Address | 40942 W 3RD AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8020 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | EAST UMATILLA PB 6 PG 87-95 LOTS 44 45 46 BLK 13 ORB 6475 PG 113 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 08 |
| Legal Subdivision | EAST UMATILLA |
| Legal Tract | 100 |
| Legal Block | 13 |
| Legal Lot Number | 44-46 42 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 30109 |
40942 W 3rd Ave, residential vacant land, is owned and occupied by an individual who bought it in February 2025.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40942 W 3RD AVE, UMATILLA, FL 32784-8020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE FINANCIAL GROUP INC |
| May 16, 2023 | Warranty Deed, Transfer FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2025 · Amount on File |
| Deed Sale | Feb 12, 2025 · Amount on File |
| Prior Sale | May 16, 2023 · Amount on File |
| Deed Document Number | 2025017539 |
| Deed Book / Page | 6475 / 113 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 12, 2025 |
| Property Address | 40942 W 3RD AVE, UMATILLA, FL 32784-8020 |
| Document Number | 0064750113 |
| Book / Page | 6475 / 113 |
| Map Reference | MB 6 PG 87-95 |
| Instrument Date | Feb 6, 2025 |
| Instrument | 2025017539 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 E CLIFFORD AVE, EUSTIS, FL 32726-3406 |
| Name | Verified Name |
|---|---|
| Address | 40942 W 3RD AVE, UMATILLA, FL 32784-8020 |
| Document Number | 0006475115 |
|---|---|
| Date | Feb 12, 2025 |
| Instrument | 6475/115 |
| Name | MORTGAGE FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 16, 2023 |
| Property Address | 40942 W 3RD AVE, UMATILLA, FL 32784-8020 |
| Document Number | 0061421770 |
| Book / Page | 6142 / 1770 |
| Map Reference | MB 6 PG 87-95 |
| Instrument Date | May 12, 2023 |
| Instrument | 2023057454 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $315.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1045, UMATILLA, FL 32784-1045 |
| Name | Verified Name |
|---|---|
| Address | 1166 CROWN ISLE CIR, APOPKA, FL 32712-2913 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,616 Land $25,616 | $25,616 Land $25,616 | |
| 2024 | $347.00 (-75.32%) | ||
| 2023 | $1,406.00 (+15.15%) Homeowner's exemption | $100,710 (+3%) | $160,413 (-8.55%) Land $38,813 Building $121,600 |
| 2022 | $1,221.00 Homeowner's exemption | $97,780 | $175,420 Land $53,820 Building $121,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 40942 W 3rd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40942 W 3rd Ave is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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