40929 W 3rd Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40929 W 3rd Ave, Umatilla, FL 32784 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,327 sqft · built 2005
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Last Sale	$198,000 (Jan 2006)
Tax Bill	$1,654 (2024)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-18-27-0100-014-00500`

Property Details

APN / Parcel Number

Primary APN	`08-18-27-0100-014-00500`
Alternative APNs	`271808010001400500` `3828237`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,327 sqft Living Area
Gross Area	1,717 sqft
1st Floor Area	1,327 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	115 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3828237
Street Address	40929 W 3RD AVE
City	UMATILLA
State	FL
Zip	32784-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST UMATILLA LOTS 5 6 7 8 BLK 14 PB 6 PGS 87-95 ORB 3054 PG 355
Legal Range	27E
Legal Township	18S
Legal Section	8
Legal Subdivision	EAST UMATILLA
Legal Tract	0100
Legal Block	14
Legal Lot Number	5
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2051
Census Tract	30109

Owner

Source: Lake County records · APN 08-18-27-0100-014-00500

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40929 W 3RD AVE, UMATILLA, FL 32784-8021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 09, 2006 · Amount on Record
Deed Sale	Jan 09, 2006 · Amount on Record
Prior Sale	Dec 05, 2003 · Amount on Record
Deed Document Number	20062971
Deed Book / Page	3054 / 355
Prior Transfer Date	Apr 02, 2004
Prior Transfer Doc	0000044037
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	40929 W 3RD AVE, UMATILLA, FL 32784-8021
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FEDERAL TITLE INS AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051592020
Date	Aug 24, 2018
Book Page	5159/2020
Instrument	2018099672

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 01, 2033

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,770 (+2.9%)	$224,928 (-) Land $51,750 Building $173,178
2025		$107,650 (+5.98%) Land $51,750 Building $55,900	$224,928 (+26.59%) Land $51,750 Building $173,178
2024	$1,654.00 (+16.73%)
2023	$1,417.00 (+15.02%) Homeowner's exemption	$101,580 (+2.99%)	$177,679 (+10.75%) Land $51,750 Building $125,929
2022	$1,232.00 Homeowner's exemption	$98,630	$160,429 Land $34,500 Building $125,929

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force 10 of 11 on primary residences

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 27% of Florida
Wildfire Likelihood	About 1 in 521 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.