Lake County property record for 40941 W 3rd Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,648 sqft · built 2023 |
| Lot Size | 0.216 acres (9,430 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $329,900 (Aug 2023) |
| Tax Bill | $4,424 (2024) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Nov 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-27-0100-014-00100 |
| Primary APN | 08-18-27-0100-014-00100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,648 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 9,430 sqft (0.216 acres) |
| Lot Dimensions | 115 ft deep x 82 ft wide |
| Garage Type | Finished |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1227194 |
|---|---|
| Street Address | 40941 W 3RD AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST UMATILLA LOTS 1 2 3 BLK 14 PB 6 PGS 87-95 ORB 6214 PG 894 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 08 |
| Legal Subdivision | EAST UMATILLA |
| Legal Tract | 100 |
| Legal Block | 14 |
| Legal Lot Number | 1-3 2 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 30109 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40941 W 3RD AVE, UMATILLA, FL 32784-8021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2023 | Warranty Deed, Transfer · FHA Mortgage CENTENNIAL BANK |
| Nov 15, 2022 | Warranty Deed, Transfer FIRST INTERNATIONAL TITLE |
| Jan 13, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2023 · Amount on Record |
| Deed Sale | Aug 11, 2023 · Amount on Record |
| Prior Sale | Jan 13, 2020 · Amount on Record |
| Deed Document Number | 0006214894 |
| Deed Book / Page | 6052 / 517 |
| Prior Transfer Date | Nov 15, 2022 |
| Prior Transfer Doc | 2022147907 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 20, 2023 |
| Property Address | 40830 W 3RD AVE, UMATILLA, FL 32784-8019 |
| Document Number | 0062140894 |
| Book / Page | 6214 / 894 |
| Map Reference | MB 6 PG 87-95 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 2023116132 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2023 |
| Title Company | HOMELAND TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,309.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18235 ROSE ST, GROVELAND, FL 34736-8448 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40941 W 3RD AVE, UMATILLA, FL 32784-8021 |
| Document Number | 0006214895 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 6214/895 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 15, 2022 |
| Property Address | 40830 W 3RD AVE, UMATILLA, FL 32784-8019 |
| Document Number | 0060520517 |
| Book / Page | 6052 / 517 |
| Map Reference | MB 6 PG 87-95 |
| Instrument Date | Nov 9, 2022 |
| Instrument | 2022147907 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $276.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19530 BAKER RD, UMATILLA, FL 32784-7914 |
| Name | Verified Name |
|---|---|
| Address | 18235 ROSE ST, GROVELAND, FL 34736-8448 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 13, 2020 |
| Property Address | W THIRD AVE, UMATILLA, FL 32784 |
| Document Number | 0054042156 |
| Book / Page | 005404 / 002156 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 4698 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16703 COUNTY LINE RD UMATILLA FL 327849318, UMATILLA, FL 32784-9318 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $263,483 (+928.59%) Land $42,435 Building $221,048 | $263,483 (+928.59%) Land $42,435 Building $221,048 | |
| 2024 | $4,424.00 (+1,186.05%) | ||
| 2023 | $344.00 (+7.17%) | $25,616 (+25%) | $25,616 (+25%) Land $25,616 |
| 2022 | $321.00 | $20,493 | $20,493 Land $20,493 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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