Lake County property record for 40907 W 3rd Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,649 sqft · built 1984 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (May 2026) |
| Tax Bill | $3,404 (2024) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-27-0100-014-01500 |
| Primary APN | 08-18-27-0100-014-01500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,649 sqft Living Area |
| Gross Area | 2,089 sqft |
| 1st Floor Area | 1,469 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Dimensions | 115 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 240 sqft |
| Utility Building | 945 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 2690160 |
|---|---|
| Street Address | 40907 W 3RD AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EAST UMATILLA LOTS 15 16 17 18 BLK 14 PB 6 PGS 87-95 ORB 6568 PG 2148 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 8 |
| Legal Subdivision | EAST UMATILLA |
| Legal Tract | 0100 |
| Legal Block | 14 |
| Legal Lot Number | 15 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 30109 |
Source: Lake County assessment roll, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40907 W 3RD AVE, UMATILLA, FL 32784-8021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| May 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| May 5, 2026 | Warranty Deed, Transfer FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TITLE & GUARANTEE AGEN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 5, 2026 · Amount on Record |
| Deed Sale | May 5, 2026 · Amount on Record |
| Prior Sale | Apr 28, 2006 · Amount on Record |
| Deed Document Number | 202655175 |
| Deed Book / Page | 6733 / 370 |
| Prior Transfer Date | Jan 16, 2014 |
| Prior Transfer Doc | 0044321467 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 5, 2026 |
| Property Address | 40907 W 3RD AVE, UMATILLA, FL 32784-8021 |
| Document Number | 0000055175 |
| Book / Page | 6733 / 370 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.55175 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TITLE & GUARANTEE AGEN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40907 W 3RD AVE, UMATILLA, FL 32784-8021 |
| Document Number | 0000055176, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 2026..55176 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 5, 2026 |
| Property Address | 40907 W 3RD AVE, UMATILLA, FL 32784-8021 |
| Document Number | 0000055173 |
| Book / Page | 6733 / 366 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.55173 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TITLE & GUARANTEE AGEN |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40907 W 3RD AVE, UMATILLA, FL 32784-8021 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,359 (-) Land $51,750 Building $160,609 | $212,359 (-) Land $51,750 Building $160,609 | |
| 2025 | $212,359 (+17.83%) Land $51,750 Building $160,609 | $212,359 (+17.83%) Land $51,750 Building $160,609 | |
| 2024 | $3,404.00 (+18.24%) | ||
| 2023 | $2,879.00 (+12.42%) | $180,232 (+10.58%) | $180,232 (+10.58%) Land $51,750 Building $128,482 |
| 2022 | $2,561.00 | $162,982 | $162,982 Land $34,500 Building $128,482 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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