4091 Loch Dr, Highland, MI 48357 Property Records

Oakland County property record for 4091 Loch Dr, Highland, MI 48357

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,574 sqft · built 1970
Lot Size	0.546 acres (23,784 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Sep 2014)
Tax Bill	$1,987 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H-11-09-127-003`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-127-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
1st Floor Area	1,574 sqft
Basement Area	1,574 sqft
Unfinished Basement	1,574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	23,784 sqft (0.546 acres)
Lot Dimensions	151 ft deep x 156 ft wide
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	524 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	4091 LOCH DR
City	HIGHLAND
State	MI
Zip	48357-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOTS 220 & 221
Legal Range	07E
Legal Township	03N
Legal Section	09
Legal Subdivision	HIGHLAND
Legal Lot Number	220-221
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1002
Census Tract	131600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4091 LOCH DR, HIGHLAND, MI 48357-2235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 3, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2014 · Amount on Record
Deed Sale	Sep 8, 2014 · Amount on Record
Prior Sale	Oct 11, 2012 · Amount on Record
Deed Document Number	2014171473
Deed Book / Page	47377 / 830
Last Transfer Date	Sep 26, 2018
Transfer Doc	0000163258
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4091 LOCH DR, HIGHLAND, MI 48357-2235
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4091 LOCH DR, HIGHLAND, MI 48357-2235

Mortgage

Document Number	0000168817
Date	Jul 6, 2021
Book Page	56505/49
Instrument	168817

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4091 LOCH DR, HIGHLAND, MI 48357-2235
Document Number	0000091526
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4091 LOCH DR HIGHLAND MI 483572235, HIGHLAND, MI 48357-2235

Mortgage

Document Number	0000091526
Date	May 11, 2020
Book Page	054191/000783
Instrument	91526

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 3, 2018
Property Address	4091 LOCH DR, HIGHLAND, MI 48357-2235
Document Number	0000163258
Book / Page	052239 / 000825
Instrument Date	Sep 26, 2018
Instrument	163258
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4091 LOCH DR HIGHLAND MI 483572235, HIGHLAND, MI 48357-2235

Mortgage

Document Number	163259
Date	Oct 3, 2018
Book Page	052239/000827
Instrument	163259

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,987.00 (-33.85%) Homeowner's exemption	$138,770 (+10.33%)	$277,540 (+10.33%)
2024	$3,004.00 (+18.83%)
2023		$125,780	$251,560
2021	$2,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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