4080 Loch Dr, Highland, MI 48357 Property Records

Oakland County property record for 4080 Loch Dr, Highland, MI 48357 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,797 sqft · built 1982
Lot Size	0.706 acres (30,753 sqft)
Owner	Individual Name on File
Last Sale	$145,092 (Jan 2014)
Tax Bill	$4,086 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H-11-09-177-005`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-177-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,797 sqft Living Area
1st Floor Area	959 sqft
Basement Area	959 sqft
Finished Basement	959 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	30,753 sqft (0.706 acres)
Lot Dimensions	237 ft deep x 74 ft wide
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	253 sqft
Deck Area	205 sqft
Patio Area	227 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4080 LOCH DR
City	HIGHLAND
State	MI
Zip	48357-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 137
Legal Range	07E
Legal Township	03N
Legal Section	09
Legal Subdivision	HIGHLAND
Legal Lot Number	137
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1006
Census Tract	131600

Owner

Source: Oakland County records · APN H-11-09-177-005

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4080 LOCH DR, HIGHLAND, MI 48357-2234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
May 14, 2021	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
May 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Jun 08, 2018	Warranty Deed, Transfer · Conventional with PMI SUMMIT FNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 10, 2014 · Amount on Record
Deed Sale	Jan 10, 2014 · Amount on Record
Prior Sale	Jul 08, 2004 · Amount on Record
Deed Document Number	20146006
Deed Book / Page	46702 / 532
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4080 LOCH DR, HIGHLAND, MI 48357-2234
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4080 LOCH DR, HIGHLAND, MI 48357-2234

Mortgage

Document Number	0000371266
Date	Apr 25, 2022
Book Page	57710/20
Instrument	371266

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4080 LOCH DR, HIGHLAND, MI 48357-2234
Transaction Type	Mortgage
Record Updated	Jun 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4080 LOCH DR, HIGHLAND, MI 48357-2234

Mortgage

Document Number	0000126416
Date	May 14, 2021
Book Page	56236/701
Instrument	126416

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 09, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4080 LOCH DR, HIGHLAND, MI 48357-2234
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088374
Date	May 05, 2020
Book Page	54168/465
Instrument	88374

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2035

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 08, 2018
Property Address	4080 LOCH DR, HIGHLAND, MI 48357-2234
Document Number	0000097160
Book / Page	051887 / 000683
Instrument Date	May 18, 2018
Instrument	97160
Transaction Type	Transfer
Record Updated	Oct 03, 2018
Title Company	GM RECORDINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,769.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 MEADOWLAKE RD CANTON MI 481881539, CANTON, MI 48188-1539

Mortgage

Document Number	145850
Date	Jun 08, 2018
Book Page	052151/000497
Instrument	145850

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 07, 2048

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,086.00 (-37.32%) Homeowner's exemption	$203,450 (+11.92%)	$406,900 (+11.92%)
2024	$6,519.00 (+21.53%)
2023		$181,780	$363,560
2021	$5,364.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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