4112 Loch Dr, Highland, MI 48357 Property Records

Oakland County property record for 4112 Loch Dr, Highland, MI 48357

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 1989
Lot Size	0.768 acres (33,454 sqft)
Owner	Company Name on Record
Last Sale	$360,000 (Aug 2018)
Tax Bill	$4,444 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H-11-09-177-008`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-177-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,479 sqft
Basement Area	1,479 sqft
Unfinished Basement	1,479 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	33,454 sqft (0.768 acres)
Lot Dimensions	271 ft deep x 70 ft wide
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	956 sqft
Deck Area	845 sqft
Patio Area	845 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4112 LOCH DR
City	HIGHLAND
State	MI
Zip	48357-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 134
Legal Range	07E
Legal Township	03N
Legal Section	09
Legal Subdivision	HIGHLAND
Legal Lot Number	134
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1006
Census Tract	131600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4112 LOCH DR, HIGHLAND, MI 48357-2236
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAIN STREET BANK
Aug 7, 2018	Warranty Deed, Transfer · Conventional Mortgage SELECT TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2018 · Amount on Record
Deed Sale	Aug 7, 2018 · Amount on Record
Prior Sale	Jun 19, 2002 · Amount on Record
Deed Document Number	2018130782
Deed Book / Page	52068 / 874
Prior Transfer Date	Dec 15, 2014
Prior Transfer Doc	0000244981
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4112 LOCH DR, HIGHLAND, MI 48357-2236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076438
Date	Apr 14, 2020
Book Page	54079/549
Instrument	76438

Lender

Name	MAIN STREET BANK
Type	Bank
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 7, 2018
Property Address	4112 LOCH DR, HIGHLAND, MI 48357-2236
Document Number	0000130782
Book / Page	52068 / 00874
Map Reference	LB 103 PG 20
Instrument Date	Jul 12, 2018
Instrument	130782
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	SELECT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,096.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4112 LOCH DR, 4112, HIGHLAND, MI 48357-2236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4112 LOCH DR, HIGHLAND, MI 48357-2236

Mortgage

Document Number	0000130783
Date	Aug 7, 2018
Instrument	130783

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,444.00 (-36.78%) Homeowner's exemption	$222,180 (+8.88%)	$444,360 (+8.88%)
2024	$7,029.00 (+17.5%)
2023		$204,060	$408,120
2021	$5,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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