4081 Loch Dr, Highland, MI 48357 Property Records

Oakland County property record for 4081 Loch Dr, Highland, MI 48357

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,280 sqft · built 1971
Lot Size	0.318 acres (13,852 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Oct 2019)
Tax Bill	$2,299 (2025)
Deeds & Mortgages	Apr 2020 Transfer Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H-11-09-127-017`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-127-017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,205 sqft
Basement Area	1,205 sqft
Unfinished Basement	1,205 sqft
Game Room	Game Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	13,852 sqft (0.318 acres)
Lot Dimensions	153 ft deep x 86 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	390 sqft
Deck Area	390 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4081 LOCH DR
City	HIGHLAND
State	MI
Zip	48357-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 219
Legal Range	07E
Legal Township	03N
Legal Section	09
Legal Subdivision	HIGHLAND
Legal Lot Number	219
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1002
Census Tract	131600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4081 LOCH DR, HIGHLAND, MI 48357-2235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 3, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2019 · Amount on Record
Deed Sale	Oct 3, 2019 · Amount on Record
Prior Sale	Jan 6, 2012 · Amount on Record
Deed Document Number	2019163396
Deed Book / Page	53331 / 267
Last Transfer Date	Mar 12, 2020
Transfer Doc	0000067795
Record Updated	Sep 20, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 9, 2020
Property Address	4081 LOCH DR, HIGHLAND, MI 48357-2235
Document Number	0000067795
Book / Page	054051 / 000138
Instrument Date	Mar 12, 2020
Instrument	67795
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 WOODRUFF LAKE DR HIGHLAND MI 483572630, HIGHLAND, MI 48357-2630

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 3, 2019
Property Address	4081 LOCH DR, HIGHLAND, MI 48357-2235
Document Number	0000163396
Book / Page	53331 / 00267
Map Reference	LB 103 PG 20-22
Instrument Date	Sep 26, 2019
Instrument	163396
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9160 WOODRUFF LAKE DR, 9160, HIGHLAND, MI 48357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4081 LOCH DR, HIGHLAND, MI 48357-2235

Mortgage

Document Number	5333100269
Date	Oct 3, 2019
Instrument	53331/00269

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,299.00 (-33.3%) Homeowner's exemption	$129,740 (+13.92%)	$259,480 (+13.92%)
2024	$3,447.00 (+18.94%)
2023		$113,890	$227,780
2021	$2,898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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