4090 E Commerce Way, Sacramento, CA 95834 Property Records

Sacramento County property record for 4090 E Commerce Way, Sacramento, CA 95834

Property Summary

Property Type	Hotel
Details	3 bd · 1 ba · 69,045 sqft · built 2020
Lot Size	2.1 acres (91,911 sqft)
Owner	Company Name on Record
Tax Bill	$177,088 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2020 Loan Modification + 3 more
Flood Zone	Zone A99 (high risk)
APN	`225-2950-002-0000`

Property Details

APN / Parcel Number

Primary APN	`225-2950-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	4 Stories
Building Area	69,045 sqft Total Area
1st Floor Area	17,670 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Composition Shingle
Lot Area	91,911 sqft
Garage Area	350 sqft

Location & Zoning

Street Address	4090 E COMMERCE WAY
City	SACRAMENTO
State	CA
Zip	95834-9702
Property Category	Commercial
Property Type	Commercial > Retail > Hotel
Local Zoning Code	C-2-PUD
Legal Description	PARCEL MAP OF INNOVATE CORPORATE CENTER, LOT 2, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	PARCEL MAP OF INNOVATE CORPORATE CENTER
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1007
Census Tract	7027

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	711 CALLE ARTIS, SAN JOSE, CA 95131-1569
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage VERNAL BAY INVESTMENTS LLC
Aug 7, 2020	Loan Modification, Mortgage WESTERN ALLIANCE BK
Aug 6, 2020	Deed of Trust, Mortgage WESTERN ALLIANCE BK
Aug 5, 2020	Deed of Trust, Mortgage MORTGAGE CAP DEV
Nov 21, 2018	Deed of Trust, Construction Loan · Construction Mortgage WESTERN ALLIANCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4090 E COMMERCE WAY, SACRAMENTO, CA 95834-9702
Transaction Type	Mortgage
Record Updated	Mar 21, 2022
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001062
Date	Feb 25, 2022
Instrument	2022022501062

Lender

Name	VERNAL BAY INVESTMENTS LLC
Type	Non-Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	4090 E COMMERCE WAY, SACRAMENTO, CA 95834-9702
Document Number	2008101473
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	711 CALLE ARTIS SAN JOSE CA 951311569, SAN JOSE, CA 95131-1569

Mortgage

Document Number	2008101473
Date	Aug 10, 2020
Instrument	2008101473

Lender

Name	WESTERN ALLIANCE BK
Type	Bank
Address	55 ALMADEN BLVD, SAN JOSE, CA 95113-1608

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4090 E COMMERCE WAY, SACRAMENTO, CA 95834-9702
Document Number	2008120649
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 2, 2020
Title Company	TICOR TITLE NATIONAL COMMERCIAL SERVICES, TICOR TITLE NAT'L COM'L SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4090 E COMMERCE WAY SACRAMENTO CA 958349702, SACRAMENTO, CA 95834-9702

Mortgage

Document Number	2008120649
Date	Aug 12, 2020
Instrument	2008120649

Lender

Name	WESTERN ALLIANCE BK
Type	Bank
Address	55 ALMADEN BLVD # 100, SAN JOSE, CA 95113-1609

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Aug 11, 2032

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4090 E COMMERCE WAY, SACRAMENTO, CA 95834-9702
Document Number	2008111088
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	TICOR TITLE NATIONAL COMMERCIAL SERVICES, TICOR TITLE NAT'L COM'L SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4090 E COMMERCE WAY SACRAMENTO CA 958349702, SACRAMENTO, CA 95834-9702

Mortgage

Document Number	2008111088
Date	Aug 11, 2020
Instrument	2008111088

Lender

Name	MORTGAGE CAP DEV
Type	Mortgage Company
Address	1720 BROADWAY # 3RD, OAKLAND, CA 94612-2137

Agreement

Amount	Amount Recorded

November 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 21, 2018
Property Address	4090 E COMMERCE WAY, SACRAMENTO, CA 95834-9702
Document Number	1811211231
Instrument Date	Nov 16, 2018
Instrument	1811211231
Transaction Type	Construction Loan
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	711 CALLE ARTIS SAN JOSE CA 951311569, SAN JOSE, CA 95131-1569

Mortgage

Document Number	1811211231
Date	Nov 21, 2018
Instrument	1811211231

Lender

Name	WESTERN ALLIANCE BK
Type	Bank
Address	55 ALMADEN BLVD, SAN JOSE, CA 95113-1608

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$13,852,107 (+2%) Land $1,707,219 Building $12,144,888
2025	$177,088.00 (+1.62%)	$13,580,498 (+4.04%) Land $1,673,745 Building $11,906,753
2023	$174,266.00 (+2.37%)	$13,053,152 Land $1,608,752 Building $11,444,400
2022	$170,238.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50

May also be available: T-Mobile, Verizon.

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