3994 E Commerce Way, Sacramento, CA 95834 Property Records

Sacramento County property record for 3994 E Commerce Way, Sacramento, CA 95834

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,065 sqft · built 2017
Lot Size	0.031 acres (1,350 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Nov 2020)
Tax Bill	$6,279 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone A99 (high risk)
APN	`225-2560-024-0000`

Property Details

APN / Parcel Number

Primary APN	`225-2560-024-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,065 sqft Living Area
1st Floor Area	340 sqft
2nd Floor Area	725 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	1,350 sqft (0.031 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3994 E COMMERCE WAY
City	SACRAMENTO
State	CA
Zip	95834-4009
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-3-PUD
Legal Description	LOT 165, NATOMAS FIELD PHASE 1A, TOGETHER WITH A PORTION OF LOT 164 , NATOMAS FIELD PHASE 1A, DESCRIBED AS FOLLOWS:-
Legal Subdivision	NATOMAS FIELD PHASE 1A
Legal Lot Number	165
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3007
Census Tract	7028

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3994 E COMMERCE WAY, SACRAMENTO, CA 95834-4009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 16, 2020	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG
Jan 19, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jan 19, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI LHM FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	Jan 19, 2018 · Amount on Record
Deed Book / Page	20201116 / 784
Prior Transfer Date	Jan 17, 2018
Prior Transfer Doc	1190000001252
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3994 E COMMERCE WAY, SACRAMENTO, CA 95834-4009
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3994 E COMMERCE WAY, SACRAMENTO, CA 95834-4009

Mortgage

Document Number	0000000762
Date	Sep 4, 2025
Instrument	202509040762

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Dec 1, 2050

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 16, 2020
Property Address	3994 E COMMERCE WAY, SACRAMENTO, CA 95834-4009
Document Number	2011160784
Instrument Date	Oct 28, 2020
Instrument	2011160784
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3994 E COMMERCE WAY SACRAMENTO CA 958344009, SACRAMENTO, CA 95834-4009

Mortgage

Document Number	2011160785
Date	Nov 16, 2020
Instrument	2011160785

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

Mortgage

Document Number	2011160786,
Date	Nov 16, 2020
Instrument	2011160786

Lender

Name	GOLDEN ST FIN AUTHORITY
Address	SACRAMENTO, CA 95814

Agreement

Amount	Amount Recorded

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 19, 2018
Property Address	3994 E COMMERCE WAY, SACRAMENTO, CA 95834-4009
Document Number	1801191252
Instrument Date	Jan 17, 2018
Instrument	1801191252
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3994 E COMMERCE WAY SACRAMENTO CA 958344009, SACRAMENTO, CA 95834-4009

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 19, 2018
Property Address	3994 E COMMERCE WAY, SACRAMENTO, CA 95834-4009
Document Number	1801191251
Instrument Date	Dec 19, 2017
Instrument	1801191251
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 30, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.85
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3994 E COMMERCE WAY SACRAMENTO CA 958344009, SACRAMENTO, CA 95834-4009

Mortgage

Document Number	1801191253
Date	Jan 19, 2018
Instrument	1801191253

Lender

Name	LHM FIN'L
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$380,903 (+2%) Land $110,406 Building $270,497
2025	$6,279.00 (+4.88%)	$373,436 (+4.04%) Land $108,242 Building $265,194
2024	$5,987.00 (-5.78%)
2023	$6,354.00 (+11.08%)	$358,938 Land $104,040 Building $254,898
2022	$5,720.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 646 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	646 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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