3991 E Commerce Way, Sacramento, CA 95834 Property Records

Sacramento County property record for 3991 E Commerce Way, Sacramento, CA 95834

Property Summary

Property Type	Service Station (Full Service)
Owner	Individual Name on Record
Tax Bill	$83,675 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Dec 2021 Construction Loan
Flood Zone	Zone A99 (high risk)
APN	`225-2300-022-0000`

Property Details

APN / Parcel Number

Primary APN	`225-2300-022-0000`

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	3991 E COMMERCE WAY
City	SACRAMENTO
State	CA
Zip	95834-4009
Property Category	Commercial
Property Type	Commercial > Retail > Service Station (Full Service)
Local Zoning Code	SC-PUD
Legal Description	NULL
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3011
Census Tract	7028

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 PINE ST, GALT, CA 95632-2029
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK OF CENTRAL CA
Dec 7, 2021	Deed of Trust, Mortgage · Construction Mortgage FARMERS & MERCHANTS BANK OF CENTRAL CA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3991 E COMMERCE WAY, SACRAMENTO, CA 95834-4009
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19593 WINDWOOD DR, WOODBRIDGE, CA 95258-9070
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001135
Date	Dec 7, 2021
Instrument	2021120701135

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3991 E COMMERCE WAY, SACRAMENTO, CA 95834-4009
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19593 WINDWOOD DR, WOODBRIDGE, CA 95258-9070
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001134
Date	Dec 7, 2021
Instrument	2021120701134

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$6,373,025 (+2%) Land $2,764,918 Building $3,608,107
2025	$83,675.00 (+2.43%)	$6,248,064 (+4.04%) Land $2,710,704 Building $3,537,360
2024	$81,690.00 (+7.14%)
2023	$76,243.00 (+123.06%)	$6,005,445 Land $2,605,445 Building $3,400,000
2022	$34,181.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 646 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	646 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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