Effingham County property record for 409 White Bluff Ln, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,533 sqft · built 2001 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $168,000 (Jun 2009) |
| Tax Bill | $2,189 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0436C-023-000 |
| Primary APN | 0436C-023-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,533 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Area | 504 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 258 sqft |
| Deck Area | 162 sqft |
| Patio Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16573 |
|---|---|
| Old Parcel Number | 0436C023 |
| Street Address | 409 WHITE BLUFF LN |
| City | GUYTON |
| State | GA |
| Zip | 31312-6570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .63 AC LOT 23 |
| Legal Subdivision | WHITE BLUFF |
| Legal Block | III |
| Legal Lot Number | 23 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30301 |
Source: Effingham County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 WHITE BLUFF LN, GUYTON, GA 31312-6570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2009 · Amount on Record |
| Deed Sale | Jun 2, 2009 · Amount on Record |
| Prior Sale | Feb 25, 2005 · Amount on Record |
| Deed Document Number | 051-2009-001083 |
| Deed Book / Page | 1856 / 238 |
| Record Updated | Jun 8, 2026 |
Source: Effingham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,189.00 (-6.45%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $116,954 (+1.98%) Land $22,800 Building $94,154 | $292,384 (+1.98%) Land $57,000 Building $235,384 |
| 2024 | $2,340.00 (+0.91%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $114,682 (+45.82%) Land $22,800 Building $91,882 | $286,705 (+45.82%) Land $57,000 Building $229,705 |
| 2022 | $2,319.00 Homeowner's exemption | $78,644 Land $16,000 Building $62,644 | $196,610 Land $40,000 Building $156,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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