Effingham County property record for 403 White Bluff Ln, Guyton, GA 31312 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,586 sqft · built 2001 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,000 (May 2016) |
| Tax Bill | $3,994 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0436C-020-000 |
| Primary APN | 0436C-020-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,586 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Area | 440 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 555 sqft |
| Deck Area | 195 sqft |
| Patio Area | 527 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16570 |
|---|---|
| Old Parcel Number | 0436C020 |
| Street Address | 403 WHITE BLUFF LN |
| City | GUYTON |
| State | GA |
| Zip | 31312-6570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .61 AC LOT 20 |
| Legal Subdivision | WHITE BLUFF |
| Legal Phase | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30301 |
Source: Effingham County records · APN 0436C-020-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 403 WHITE BLUFF LN, GUYTON, GA 31312-6570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2016 · Amount on Record |
| Deed Sale | May 20, 2016 · Amount on Record |
| Prior Sale | Nov 04, 2010 · Amount on Record |
| Deed Document Number | 0002348671 |
| Deed Book / Page | 2348 / 671 |
| Record Updated | Jun 08, 2026 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,994.00 (+10.33%) | $117,874 (+2.87%) Land $22,800 Building $95,074 | $294,685 (+2.87%) Land $57,000 Building $237,685 |
| 2024 | $3,620.00 (+36.66%) | $114,580 (+42.97%) Land $22,800 Building $91,780 | $286,450 (+42.97%) Land $57,000 Building $229,450 |
| 2022 | $2,649.00 | $80,143 Land $16,000 Building $64,143 | $200,358 Land $40,000 Building $160,358 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030303013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force 15 of 15 on primary residences |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020, other causes |
| Wildfire Risk | Low above 20% of the US · above 6% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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