Effingham County property record for 402 White Bluff Ln, Guyton, GA 31312 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2012 |
| Square Footage | 1,470 sqft Heated Area |
| Lot Size | 33,541 sqft (0.77 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $175,000 (2019) |
| Tax Bill | $508.00 (2025) |
| Primary APN | 0436C-006-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,470 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Shed Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 33,541 sqft (0.77 acres) |
| Deck Area | 272 sqft Deck |
|---|---|
| Patio Area | 272 sqft Patio |
| Porch Area | 16 sqft Porch |
| Storage Building | 180 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 16556 |
|---|---|
| Street Address | 402 WHITE BLUFF LN |
| City | GUYTON |
| State | GA |
| Zip | 31312-6570 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .77 AC LOT 6 |
| Legal Subdivision | WHITE BLUFF |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | EFFINGHAM GA |
| Minor Civil Division | RINCON |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 30301 |
Source: Effingham County records · APN 0436C-006-000
Assessment roll updated December 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 WHITE BLUFF LN, GUYTON, GA 31312-6570 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 05, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Sep 30, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES |
| Sep 28, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES |
| Sep 26, 2019 | Warranty Deed, Transfer |
| Sep 26, 2019 | Limited Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2019 · Amount on Record |
| Deed Sale | Sep 26, 2019 · Amount on Record |
| Prior Sale | Dec 14, 2004 · Amount on Record |
| Deed Doc Number | 20192574 |
| Deed Book / Page | 2548 / 143 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 402 WHITE BLUFF LN, GUYTON, GA 31312-6570 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 402 WHITE BLUFF LN, GUYTON, GA 31312-6570 |
| Document Number | 0000002913/0000000237 |
|---|---|
| Date | Jun 05, 2024 |
| Book Page | 0000002913/0000000237 |
| Instrument | D2024004118 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 01, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 402 WHITE BLUFF LN, GUYTON, GA 31312-6570 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 402 WHITE BLUFF LN, GUYTON, GA 31312-6570 |
| Document Number | 0000002548/0000000144 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 0000002548/0000000144 |
| Instrument | 008173 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 402 WHITE BLUFF LN, GUYTON, GA 31312-6570 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 402 WHITE BLUFF LN, GUYTON, GA 31312-6570 |
| Document Number | 0000002728/0000000191 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 0000002728/0000000191 |
| Instrument | 011813 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Sep 26, 2019 |
| Property Address | 402 WHITE BLUFF LN, GUYTON, GA 31312-6570 |
| Document Number | 002548/143 |
| Book / Page | 2548 / 143 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 2019-002574 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 WHITE BLUFF LN, GUYTON, GA 31312-6570 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Sep 26, 2019 |
| Property Address | 402 WHITE BLUFF LN, GUYTON, GA 31312-6570 |
| Document Number | 002548/161 |
| Book / Page | 2548 / 161 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 2019-002579 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 WHITE BLUFF LN, GUYTON, GA 31312-6570 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $508.00 (+11.16%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $110,116 (+4.25%) Land $22,800 Building $87,316 | $275,291 (+4.25%) Land $57,000 Building $218,291 |
| 2024 | $457.00 (+21.22%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $105,630 (+50.81%) Land $22,800 Building $82,830 | $264,074 (+50.8%) Land $57,000 Building $207,074 |
| 2022 | $377.00 Homeowner's exemption | $70,044 Land $16,000 Building $54,044 | $175,111 Land $40,000 Building $135,111 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 12% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 2,381 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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