405 White Bluff Ln, Guyton, GA 31312 Property Records

Effingham County property record for 405 White Bluff Ln, Guyton, GA 31312 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	1,658 sqft Heated Area
Lot Size	21,780 sqft (0.5 acres)
Garage	837 sqft
Occupancy	Owner Occupied
Last Sale	$169,000 (2017)
Tax Bill	$2,668.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0436C-021-000`
Alternative APNs	`0092L021000` `0436C021` `16571`

Interior

Full Baths	2 Baths
Building Area	1,658 sqft Heated Area
Stories	1 Stories
Utility Area	40 sqft Utility Area
Utility Room	Utility Room
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2001
Exterior Material	Vinyl Exterior
Foundation Type	Footing Foundation
Roof Construction	Shed Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	21,780 sqft (0.5 acres)
Garage Area	837 sqft Garage

Exterior Amenities

Deck Area	100 sqft Deck
Patio Area	100 sqft Patio
Porch	Open Porch
Porch Area	135 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	16571
Old Parcel Number	0436C021
Street Address	405 WHITE BLUFF LN
City	GUYTON
State	GA
Zip	31312-6570
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	.50 AC LOT 21
Legal Subdivision	WHITE BLUFF
Legal Phase	3
Legal Lot Number	21
Jurisdiction	EFFINGHAM GA
Minor Civil Division	RINCON
Census Blockgroup	3
Census Block	3002
Census Tract	30301

Owner

Source: Effingham County records · APN 0436C-021-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 WHITE BLUFF LN, GUYTON, GA 31312-6570
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Prior Sale	Feb 13, 2015 · Amount on Record
Deed Doc Number	0002392314
Deed Book / Page	2392 / 314
Record Refreshed	Jun 08, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 28, 2017
Property Address	405 WHITE BLUFF LN, GUYTON, GA 31312-6570
Document Number	002392/314
Book / Page	2392 / 314
Instrument Date	Feb 28, 2017
Instrument	2017-000502
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WHITE BLUFF LN, GUYTON, GA 31312-6570

Mortgage

Document Number	002392/315
Date	Mar 02, 2017
Book Page	2392/315
Instrument	001702

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,668.00 (+10.8%) Homeowner's exemption	$126,784 (+2.91%) Land $22,800 Building $103,984	$316,959 (+2.91%) Land $57,000 Building $259,959
2024	$2,408.00 (+6.78%) Homeowner's exemption	$123,200 (+49.65%) Land $22,800 Building $100,400	$307,999 (+49.65%) Land $57,000 Building $250,999
2022	$2,255.00 Homeowner's exemption	$82,325 Land $16,000 Building $66,325	$205,813 Land $40,000 Building $165,813

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Georgia
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.