409 Talc Mine Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 409 Talc Mine Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1996
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Company Names on File
Last Sale	$327,000 (Dec 2025)
Tax Bill	$1,568 (2025)
Deeds & Mortgages	Dec 2025 Foreclosure Dec 2025 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`459213049233000`

Property Details

APN / Parcel Number

Primary APN	`459213049233000`
Alternative APN	`51303`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Heated Area
Gross Area	4,210 sqft
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Unfinished Basement	1,620 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1998
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	274 ft deep x 169 ft wide
Porch	Slab
Porch Area	264 sqft
Deck Area	706 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	51303
Street Address	409 TALC MINE RD
City	MURPHY
State	NC
Zip	28906-3190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 FALCON CREST RUN 1613/990 1620/779
Legal Subdivision	FALCON CREST RUN
Legal Lot Number	4
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3002
Census Tract	930502

Owner

Source: Cherokee County records · APN 459213049233000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	235 N PRAIRIE LAKES DR, ST AUGUSTINE, FL 32084-9313
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Public Action, Foreclosure · Conventional Mortgage UNION HOME MORTGAGE CORP
Dec 11, 2025	Public Action, Foreclosure
Jan 10, 2020	Intrafamily Transfer, Transfer
Aug 14, 2019	Correction Deed
May 22, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Deed Document Number	20256069
Deed Book / Page	1791 / 1403
Prior Transfer Date	Jan 03, 2020
Prior Transfer Doc	01633/1038
Record Updated	Jun 08, 2026

December 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHEROKEE NC
Recording Date	Dec 11, 2025
Property Address	409 TALC MINE RD, MURPHY, NC 28906-3190
Document Number	01791/1403
Book / Page	1791 / 1403
Instrument Date	Nov 22, 2025
Instrument	6069
Transaction Type	Foreclosure
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$654.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3555 ROCKY SPRINGS RD, BEAN STATION, TN 37708-6604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 N PRAIRIE LAKES DR, ST AUGUSTINE, FL 32084-9313

Mortgage

Document Number	0017911405
Date	Dec 11, 2025
Instrument	1791/1405

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

December 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHEROKEE NC
Recording Date	Dec 11, 2025
Property Address	409 TALC MINE RD, MURPHY, NC 28906-3190
Document Number	01791/1400
Book / Page	1791 / 1400
Instrument Date	Nov 22, 2025
Instrument	6068
Transaction Type	Foreclosure
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3555 ROCKY SPRINGS RD, BEAN STATION, TN 37708-6604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3555 ROCKY SPRINGS RD, BEAN STATION, TN 37708-6604

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Jan 10, 2020
Property Address	409 TALC MINE RD, MURPHY, NC 28906-3190
Document Number	01633/1038
Book / Page	01633 / 1038
Instrument Date	Jan 03, 2020
Instrument	00165
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	599 HILL ST, MURPHY, NC 28906-3528

August 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 14, 2019
Property Address	409 TALC MINE RD, MURPHY, NC 28906-3190
Document Number	01620/0779
Book / Page	01620 / 0779
Instrument Date	Aug 01, 2019
Instrument	03718
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	599 HILL ST, MURPHY, NC 28906-3528
Investor	Possibly a Property Investor

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 22, 2019
Property Address	409 TALC MINE RD, MURPHY, NC 28906-3190
Document Number	01613/0990
Book / Page	01613 / 0990
Map Reference	DD 1537 PG 283
Instrument Date	Mar 25, 2019
Instrument	02203
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	599 HILL ST, MURPHY, NC 28906-3528
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,568.00	$209,270 (-)	$209,270 (-) Land $10,000 Building $199,270
2023		$209,270	$209,270 Land $10,000 Building $199,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
CND Acquisition Cable	500 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 34 locations within half a mile of this property.

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