Cherokee County property record for 395 Talc Mine Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 936 sqft · built 2018 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $827 (2025) |
| Deeds & Mortgages | Jul 2018 Construction Loan Apr 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 459213140383000 |
| Primary APN | 459213140383000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Heated Area |
| Basement Area | 936 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| Lot Dimensions | 248 ft deep x 199 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 660 sqft |
| Patio Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 47594 |
|---|---|
| Street Address | 395 TALC MINE RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-8635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 FALCON CREST RUN 1365/937 |
| Legal Lot Number | 5 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 930502 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 395 TALC MINE RD, MURPHY, NC 28906-8635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2018 | Deed of Trust, Mortgage · Construction Mortgage NANTAHALA BANK & TRUST COMPANY |
| Apr 19, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2018 |
| Deed Sale | Apr 19, 2018 |
| Prior Sale | Aug 18, 2009 · Amount on Record |
| Deed Document Number | 01833 |
| Deed Book / Page | 01585 / 0455 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 395 TALC MINE RD, MURPHY, NC 28906-8635 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 01591/0371 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 01591/0371 |
| Instrument | 03307 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | MURPHY, NC 28906 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jul 10, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Apr 19, 2018 |
| Property Address | 395 TALC MINE RD, MURPHY, NC 28906-8635 |
| Document Number | 01585/0455 |
| Book / Page | 01585 / 0455 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 01833 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 SETTLERS CROSSING WAY, 10, MURPHY, NC 28906-7281 |
| Name | Verified Name |
|---|---|
| Address | 395 TALC MINE RD, MURPHY, NC 28906-8635 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $827.00 | $159,150 (-) | $159,150 (-) Land $10,000 Building $149,150 |
| 2023 | $159,150 | $159,150 Land $10,000 Building $149,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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