360 Talc Mine Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 360 Talc Mine Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1985
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on File
Last Sale	$96,000 (Jul 1996)
Tax Bill	$1,256 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`459213140527000`

Property Details

APN / Parcel Number

Primary APN	`459213140527000`
Alternative APN	`440044086852`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,600 sqft Heated Area
Upper Floors Area	664 sqft
Basement Area	468 sqft
Finished Basement	468 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	49,223 sqft (1.13 acres)
Lot Dimensions	273 ft deep x 176 ft wide
Porch	Open Porch
Porch Area	288 sqft
Deck Area	539 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	440044086852
Street Address	360 TALC MINE RD
City	MURPHY
State	NC
Zip	28906-8635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 11A-2 & UNNUM LOT IN TR 11-B TARHEEL PROP A/48E
Legal Tract	11A
Legal Lot Number	I
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3002
Census Tract	930502

Owner

Source: Cherokee County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	360 TALC MINE RD, MURPHY, NC 28906-8635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 1, 1996 · Amount on Record
Deed Sale	Jul 1, 1996 · Amount on Record
Deed Document Number	0000606179
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	360 TALC MINE RD, MURPHY, NC 28906-8635
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001743/200
Date	Sep 28, 2023
Book Page	1743/200
Instrument	4844

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,256.00	$165,290 (-)	$165,290 (-) Land $10,000 Building $155,290
2023		$165,290	$165,290 Land $10,000 Building $155,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CND Acquisition Cable	500 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20