Cherokee County property record for 488 Talc Mine Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,686 sqft · built 1987 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $173,500 (Jan 2018) |
| Tax Bill | $1,306 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 459213044482000 |
| Primary APN | 459213044482000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,686 sqft Heated Area |
| Gross Area | 2,922 sqft |
| 1st Floor Area | 1,686 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 33,977 sqft (0.78 acres) |
| Lot Dimensions | 288 ft deep x 30 ft wide |
| Garage Type | Carport |
| Garage Area | 256 sqft |
| Carport | Carport |
| Carport Area | 256 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 384 sqft |
| Deck Area | 596 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 47086 |
|---|---|
| Street Address | 488 TALC MINE RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-8636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11-B-6 TARHEEL PROP 1173/716 |
| Legal Subdivision | TARHEEL PROPERTY |
| Legal Phase | 1173 |
| Legal Tract | 11-B |
| Legal Lot Number | 11-6 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 930502 |
Source: Cherokee County records, as of October 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 316 HYATT CREEK RD, MARBLE, NC 28905-8475 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 11, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2018 · Amount on Record |
| Deed Sale | Jan 11, 2018 · Amount on Record |
| Deed Document Number | 2018152 |
| Deed Book / Page | 1578 / 487 |
| Prior Transfer Date | Aug 9, 2005 |
| Prior Transfer Doc | 1173/0716 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 488 TALC MINE RD, MURPHY, NC 28906-8636 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001700/268 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 1700/268 |
| Instrument | 8685 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jan 11, 2018 |
| Property Address | 488 TALC MINE RD, MURPHY, NC 28906-8636 |
| Document Number | 01578/0487 |
| Book / Page | 01578 / 0487 |
| Instrument Date | Jan 9, 2018 |
| Instrument | 00152 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $347.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 488 TALC MINE RD, 488, MURPHY, NC 28906-8636 |
| Name | Verified Name |
|---|---|
| Address | 316 HYATT CREEK RD, MARBLE, NC 28905-8475 |
| Document Number | 00153 |
|---|---|
| Date | Jan 11, 2018 |
| Instrument | 00153 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,306.00 | $172,350 (-) | $172,350 (-) Land $10,000 Building $162,350 |
| 2023 | $172,350 | $172,350 Land $10,000 Building $162,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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