Champaign County property record for 409 Sutton St, Savoy, IL 61874
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.178 acres (7,752 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $457,500 (Apr 2025) |
| Tax Bill | $9,847 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-26-01-255-013 |
| Primary APN | 29-26-01-255-013 |
|---|
| Lot Area | 7,752 sqft (0.178 acres) |
|---|
| Street Address | 409 SUTTON ST |
|---|---|
| City | SAVOY |
| State | IL |
| Zip | 61874-9552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2021R15061 |
| Legal Subdivision | PRAIRIE MEADOWS SUBDIVISION PHASE V |
| Legal Lot Number | 2021R |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | TOLONO |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 10901 |
Source: Champaign County records · APN 29-26-01-255-013
Assessment roll updated April 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 409 SUTTON ST, SAVOY, IL 61874-9552 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK |
| Jun 02, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNIVERSITY OF ILLINOIS COMMUNITY CU |
| Aug 23, 2022 | Warranty Deed, Construction Loan · Line of Credit HEARTLAND BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on Record |
| Deed Sale | Apr 29, 2025 · Amount on Record |
| Prior Sale | Jun 02, 2023 · Amount on Record |
| Deed Document Number | 20255723 |
| Last Transfer Date | Jul 29, 2025 |
| Transfer Doc | 0000011530 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 409 SUTTON ST, SAVOY, IL 61874-9552 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 409 SUTTON ST, SAVOY, IL 61874-9552 |
| Document Number | 0000000629 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 2026R00629 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jun 02, 2023 |
| Property Address | 409 SUTTON AVE, SAVOY, IL 61874-9552 |
| Document Number | 0000007104 |
| Map Reference | DOC 2021R1 5061 |
| Instrument Date | May 30, 2023 |
| Instrument | 2023R07104 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $446.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 409 SUTTON ST, SAVOY, IL 61874-9552 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007105 |
|---|---|
| Date | Jun 02, 2023 |
| Instrument | 2023R07105 |
| Name | UNIVERSITY OF ILLINOIS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Aug 23, 2022 |
| Property Address | 409 SUTTON AVE, SAVOY, IL 61874-9552 |
| Document Number | 0000015657 |
| Map Reference | DOC 2021R15061 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022R15657 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 29, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $52.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2301 VILLAGE GREEN PL STE C, C, CHAMPAIGN, IL 61822-7630 |
| Document Number | 0000015658 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 2022R15658 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Tolono Township |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $145,860 (+8.1%) Land $18,700 Building $127,160 | $437,580 (+8.1%) Land $56,100 Building $381,480 | |
| 2024 | $9,847.00 (+81,958.33%) | $134,930 (-69.78%) Land $17,300 Building $117,630 | $404,790 (-9.34%) Land $51,900 Building $352,890 |
| 2023 | $12.00 | $446,500 | |
| $446,500 |
Source: FEMA National Flood Hazard Layer as of July 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Pavlov Media Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AMG Technology Investment Group, AT&T, WH i3B Bidco LLC/WH i3B Topco.
Based on FCC filings for 362 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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