413 Sutton St, Savoy, IL 61874 Property Records

Champaign County property record for 413 Sutton St, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.178 acres (7,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,500 (Jun 2023)
Tax Bill	$9,872 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`29-26-01-255-015`

Property Details

APN / Parcel Number

Primary APN	`29-26-01-255-015`

Exterior

Lot Area	7,752 sqft (0.178 acres)

Location & Zoning

Street Address	413 SUTTON ST
City	SAVOY
State	IL
Zip	61874-9552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2021R15061
Legal Lot Number	2021R
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	5
Census Block	5005
Census Tract	10901

Owner

Source: Champaign County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3309 MELISSA LN, URBANA, IL 61802-9654
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HICKORY POINT BANK & TRUST
Aug 23, 2022	Warranty Deed, Construction Loan · Construction Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on Record
Deed Sale	Jun 6, 2023 · Amount on Record
Prior Sale	Aug 23, 2022 · Amount on Record
Deed Document Number	20237187
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 6, 2023
Property Address	413 SUTTON AVE, SAVOY, IL 61874-9552
Document Number	0000007187
Map Reference	DOC 2021R15061
Instrument Date	Jun 1, 2023
Instrument	2023R07187
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$437.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	413 SUTTON ST, SAVOY, IL 61874-9552

Mortgage

Document Number	0000007188
Date	Jun 6, 2023
Instrument	2023R07188

Lender

Name	HICKORY POINT BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 23, 2022
Property Address	413 SUTTON AVE, SAVOY, IL 61874-9552
Document Number	0000015661
Map Reference	DOC 2021R15061
Instrument Date	Jul 22, 2022
Instrument	2022R15661
Transaction Type	Construction Loan
Record Updated	Sep 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$52.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 VILLAGE GREEN PL STE C, C, CHAMPAIGN, IL 61822-7630

Mortgage

Document Number	0000015662
Date	Aug 23, 2022
Instrument	2022R15662

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,872.00 (+4.22%)	$140,540 (-67.88%) Land $18,700 Building $121,840	$421,620 (-3.63%) Land $56,100 Building $365,520
2024	$9,472.00
2023		$437,500
			$437,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pavlov Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, i3 Broadband, Nextlink.

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