412 Sutton St, Savoy, IL 61874 Property Records

Champaign County property record for 412 Sutton St, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.211 acres (9,213 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,500 (Aug 2022)
Tax Bill	$11,551 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`29-26-01-251-011`

Property Details

APN / Parcel Number

Primary APN	`29-26-01-251-011`

Exterior

Lot Area	9,213 sqft (0.211 acres)

Location & Zoning

Street Address	412 SUTTON ST
City	SAVOY
State	IL
Zip	61874-9820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2021R15061
Legal Lot Number	2021R
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	5
Census Block	5005
Census Tract	10901

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 SUTTON ST, SAVOY, IL 61874-9820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Aug 1, 2022	Warranty Deed, Construction Loan · Construction Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Aug 1, 2022 · Amount on Record
Deed Document Number	202215278
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 16, 2022
Property Address	412 SUTTON AVE, SAVOY, IL 61874-9820
Document Number	0000015278
Map Reference	DOC 2021R15061
Instrument Date	Aug 12, 2022
Instrument	2022R15278
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	412 SUTTON AVE, SAVOY, IL 61874-9820

Mortgage

Document Number	0000015279
Date	Aug 16, 2022
Instrument	2022R15279

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

Interest

Rate Type	Fixed Rate
Rate	4.5%

August 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 1, 2022
Property Address	412 SUTTON AVE, SAVOY, IL 61874-9820
Document Number	0000014116
Map Reference	DOC 2021R15061
Instrument Date	Apr 20, 2022
Instrument	2022R14116
Transaction Type	Construction Loan
Record Updated	Sep 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 VILLAGE GREEN PL STE C, C, CHAMPAIGN, IL 61822-7630

Mortgage

Document Number	0000014117
Date	Aug 1, 2022
Instrument	2022R14117

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Jan 26, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$169,970 (+113,213.33%) Land $29,700 Building $140,270	$509,910 (+113,213.33%) Land $89,100 Building $420,810
2024	$11,551.00 (+96,158.33%)
2022	$12.00	$150 Land $150	$450 Land $450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pavlov Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, i3 Broadband, Nextlink.

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