405 Sutton St, Savoy, IL 61874 Property Records

Champaign County property record for 405 Sutton St, Savoy, IL 61874

Property Summary

Property Type	Vacant Land
Lot Size	0.178 acres (7,752 sqft)
Owner	Individual Name on Record
Last Sale	$506,500 (Jul 2025)
Tax Bill	$12 (2024)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-26-01-255-011`

Property Details

APN / Parcel Number

Primary APN	`29-26-01-255-011`

Exterior

Lot Area	7,752 sqft (0.178 acres)

Location & Zoning

Street Address	405 SUTTON ST
City	SAVOY
State	IL
Zip	61874-9552
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	2021R15061
Legal Subdivision	PRAIRIE MEADOWS SUBDIVISION PHASE V
Legal Lot Number	2021R
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	5
Census Block	5005
Census Tract	10901

Owner

Source: Champaign County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 SUTTON ST, SAVOY, IL 61874-9552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2025 · Amount on Record
Deed Sale	Jul 8, 2025 · Amount on Record
Prior Sale	Nov 7, 2024 · Amount on Record
Deed Document Number	20259660
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 8, 2025
Property Address	405 SUTTON ST, SAVOY, IL 61874-9552
Document Number	0000009660
Map Reference	DOC 2021R15061
Instrument Date	Jul 2, 2025
Instrument	2025R09660
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 1, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SUTTON ST, SAVOY, IL 61874-9552

Mortgage

Document Number	0000009661
Date	Jul 8, 2025
Instrument	2025R09661

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.37%
Index	SOFR Average 30-Day
Margin	3
Max Rate	9.37%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,700 (+10,9%) Land $18,700	$56,100 (+10,9%) Land $56,100
2024	$12.00	$170 (+13.33%) Land $170	$510 (+13.33%) Land $510
2023	$12.00
2022	$12.00	$150 Land $150	$450 Land $450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pavlov Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, i3 Broadband, Nextlink.

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