409 State St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 409 State St, Schenectady, NY 12305 · Last verified July 2026

Property Highlights

Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Year Built	Built 2003
Square Footage	21,732 sqft Gross Area
Lot Size	13,234 sqft (0.303 acres)
Last Sale	$175,000 (2007)
Tax Bill	$62,002.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 39.72-2-37`
Alternative APN	`150003907200020370000000`

Interior

Units	8 Units
Building Area	21,732 sqft Gross Area
Stories	3 Stories
Fire Sprinklers	The property is equipped with a fire-suppression sprinkler system
Elevator	Elevator

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2003
Lot Area	13,234 sqft (0.303 acres)
Depth X Width	271 ft x 48.8 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	409 STATE ST
City	SCHENECTADY
State	NY
Zip	12305-2316
Property Usage	Commercial Property Usage
Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	2 STONE AND BRICK
Legal Block	2
Legal Lot Number	37.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	1
Census Block	1010
Census Tract	21001

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.72-2-37

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	220 HARBORSIDE DR, 300, SCHENECTADY, NY 12305-1065
Owner Type	Owner is a Company
Vesting	Government

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 22, 2007 · Amount on Record
Deed Sale	Feb 22, 2007 · Amount on Record
Prior Sale	May 09, 2006 · Amount on Record
Deed Book / Page	1754 / 745
Record Refreshed	Sep 20, 2026

April 2015: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	409 STATE ST, SCHENECTADY, NY 12305-2316
Document Number	0000039576
Book / Page	004785 / 000001
Instrument Date	Apr 20, 2015
Transaction Type	Mortgage
Record Updated	Sep 05, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	695 ROTTERDAM INDUSTRIAL PARK SCHENECTADY NY 123061984, SCHENECTADY, NY 12306-1984

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$62,002.00 (+1.1%)	$1,486,500 (-) Land $34,900 Building $1,451,600	$2,461,500 (+30.82%) Land $57,791 Building $2,403,709
2023		$1,486,500 (-) Land $34,900 Building $1,451,600	$1,881,646 (+3.8%) Land $44,177 Building $1,837,469
2022		$1,486,500 Land $34,900 Building $1,451,600	$1,812,805 Land $42,561 Building $1,770,244
2021	$61,328.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.