Schenectady County and Schenectady City property record for 322 State St, Schenectady, NY 12305
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 6,916 sqft · built 2000 |
| Lot Size | 0.061 acres (2,640 sqft) |
| Owner | Company Name on File |
| Last Sale | $36,400 (May 2008) |
| Tax Bill | $13,508 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.71-3-19 |
| Primary APN | 421500 39.71-3-19 |
|---|---|
| Alternative APN |
|
| Units | 5 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 6,916 sqft Gross Area |
| Basement Area | 2,508 sqft |
| Unfinished Basement | 2,508 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 2,640 sqft (0.061 acres) |
| Lot Dimensions | 132 ft deep x 20 ft wide |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 322 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-2326 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 05 - COMME |
| Legal Description | 3 BRICK |
| Legal Block | 3 |
| Legal Lot Number | 19.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 33500 |
322 State St, a commercial property, is owned by a company that bought it in May 2008.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1095 PARKWOOD BLVD, SCHENECTADY, NY 12308-2901 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2008 · Amount on File |
| Deed Sale | May 22, 2008 · Amount on File |
| Prior Sale | May 20, 2008 · Amount on File |
| Deed Book / Page | 1782 / 426 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 322 State St was $13,508, down 12% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,508.00 (-11.99%) | ||
| 2025 | $15,348.00 | $250,000 Land $26,400 Building $223,600 | $413,976 Land $43,716 Building $370,260 |
| 2023 | $250,000 (-) Land $26,400 Building $223,600 | $316,456 (+3.8%) Land $33,418 Building $283,038 | |
| 2022 | $250,000 Land $26,400 Building $223,600 | $304,878 Land $32,195 Building $272,683 | |
| 2021 | $10,499.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 individual policies |
| Nearby Flood Policies | 74 units insured incl. 30 condo units |
| Nearby Flood Claims | 11 (1996–2026) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 322 State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massivemesh Networks.
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