Schenectady County and Schenectady City property record for 401 State St, Schenectady, NY 12305
| Property Type | Office Building |
|---|---|
| Details | 21,283 sqft · built 1997 |
| Lot Size | 0.543 acres (23,639 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,478 (2026) |
| Deeds & Mortgages | Apr 2015 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.72-2-38.1 |
| Primary APN | 421500 39.72-2-38.1 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 21,283 sqft Gross Area |
| Basement Area | 18,965 sqft |
| Unfinished Basement | 18,965 sqft |
| Elevator | Elevator |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 23,639 sqft (0.543 acres) |
| Lot Dimensions | 225 ft deep x 93.2 ft wide |
| Canopy | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 401 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-2303 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | 05 - COMME |
| Legal Description | 2 BRICK |
| Legal Block | 2 |
| Legal Lot Number | 38.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21001 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 220 HARBORSIDE DR, 300, SCHENECTADY, NY 12305-1065 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 1998 |
| Deed Sale | Oct 15, 1998 |
| Prior Sale | Sep 24, 1997 · Amount on Record |
| Deed Book / Page | 1544 / 949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 401 STATE ST, SCHENECTADY, NY 12305-2303 |
| Document Number | 0000039575 |
| Book / Page | 004784 / 000991 |
| Instrument Date | Apr 14, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 695 ROTTERDAM INDUSTRIAL PARK SCHENECTADY NY 123061984, SCHENECTADY, NY 12306-1984 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,478.00 (+2.14%) | ||
| 2025 | $1,447.00 (-96.97%) | $2,300,000 (-) Land $150,000 Building $2,150,000 | $3,808,578 (+30.82%) Land $248,386 Building $3,560,192 |
| 2023 | $2,300,000 (-) Land $150,000 Building $2,150,000 | $2,911,392 (+3.8%) Land $189,873 Building $2,721,519 | |
| 2022 | $2,300,000 Land $150,000 Building $2,150,000 | $2,804,878 Land $182,927 Building $2,621,951 | |
| 2021 | $47,740.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massivemesh Networks.
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