325 State St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 325 State St, Schenectady, NY 12305 · Last verified April 2026

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details24,232 sqft · built 1900
Lot Size0.29 acres (12,632 sqft)
OwnerCompany Name on File
Tax Bill$2,559 (2025)
Flood ZoneZone X (minimal risk)
APN421500 39.72-2-44.1

Property Details

APN / Parcel Number

Primary APN421500 39.72-2-44.1

Interior

Stories3 Stories
Building Area24,232 sqft Gross Area
Basement Area3,636 sqft
Unfinished Basement3,636 sqft
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2004
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions145 ft deep x 117 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address325 STATE ST
CitySCHENECTADY
StateNY
Zip12305-2301
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal Block2
Legal Lot Number44.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1028
Census Tract33500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.72-2-44.1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address325 STATE ST, SCHENECTADY, NY 12305-2301
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,559.00 (+37.29%)$2,474,760 (-) Land $30,800 Building $2,443,960$4,097,963 (+30.82%) Land $51,002 Building $4,046,961
2023$2,474,760 (-) Land $30,800 Building $2,443,960$3,132,608 (+3.8%) Land $38,987 Building $3,093,621
2022$2,474,760 Land $30,800 Building $2,443,960$3,018,000 Land $37,561 Building $2,980,439
2021$1,864.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930335001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 44 individual NFIP policies nearby
Nearby Flood Policies74 units insured
30 under condo master policies
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA5 of 11
Most Recent ClaimMar 2026, rainfall accumulation
Claims By Storm
  • Hurricane Irene, Aug 2011 · 5 claims
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 554 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum, Redburn Infrastructure. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on State St

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