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409 Spruce Pine Rd, Abingdon, MD 21009 Property Records

Harford County property record for 409 Spruce Pine Rd, Abingdon, MD 21009 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,396 sqft · built 2020
Lot Size0.172 acres (7,492 sqft)
OwnerIndividual Name on File
Last Sale$575,995 (Mar 2021)
Tax Bill$6,732 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Mar 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN01-398926

Property Details

APN / Parcel Number

Primary APN01-398926
Alternative APN
  • 398926

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,396 sqft Total Area
Basement Area1,100 sqft
Finished Basement1,100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.172 acres)
Garage TypeBuilt-in
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area195 sqft
Patio Area69 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number398926
Street Address409 SPRUCE PINE RD
CityABINGDON
StateMD
Zip21009-2770
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 29 7492 SF 409 SPRUCE PINE ROAD LAUREL RIDGE 144/16
Legal SubdivisionLAUREL RDG
Legal Lot Number29
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3000
Census Tract301108

Owner

Source: Harford County records · APN 01-398926

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address409 SPRUCE PINE RD, ABINGDON, MD 21009-2770
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed, Transfer · Conventional Mortgage
TBI MORTGAGE CO
Mar 28, 2018Loan Modification, Mortgage
NORMAN B HOOKER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 22, 2021 · Amount on Record
Deed SaleMar 22, 2021 · Amount on Record
Deed Book / Page14599 / 327
Record UpdatedSep 20, 2026

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateMar 22, 2021
Property Address409 SPRUCE PINE RD, ABINGDON, MD 21009-2770
Document Number0145990327
Book / Page14599 / 327
Map ReferenceMB 144 FO 16
Instrument DateSep 25, 2020
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 SPRUCE PINE RD, ABINGDON, MD 21009-2770

Mortgage

Document Number0014599332
DateMar 22, 2021
Instrument14599/332
Lender
NameTBI MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueOct 01, 2050

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARFORD MD
Recording DateMar 28, 2018
Property Address409 SPRUCE PINE RD, ABINGDON, MD 21009-2770
Document Number0127530159
Book / Page012753 / 000159
Instrument DateMar 09, 2018
Transaction TypeMortgage
Record UpdatedApr 09, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership

Mortgage

Document Number127530159
DateMar 28, 2018
Book Page012753/000159
Lender
NameNORMAN B HOOKER
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$698,100 (+20.88%) Land $172,500 Building $525,600$698,100 (+20.88%) Land $172,500 Building $525,600
2025$6,732.00 (+6.96%)
2023$577,500 Land $172,500 Building $405,000$577,500 Land $172,500 Building $405,000
2022$6,294.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253011083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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