Harford County property record for 408 Spruce Pine Rd, Abingdon, MD 21009
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,142 sqft · built 2020 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $699,950 (Dec 2021) |
| Tax Bill | $7,486 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jan 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-398938 |
| Primary APN | 01-398938 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,142 sqft Total Area |
| Basement Area | 1,150 sqft |
| Finished Basement | 1,150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Garage Type | Built-in |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 398938 |
|---|---|
| Street Address | 408 SPRUCE PINE RD |
| City | ABINGDON |
| State | MD |
| Zip | 21009-2765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1COS |
| Legal Description | LOT 73 7492 SF 408 SPRUCE PINE ROAD LAUREL RIDGE 144/17 |
| Legal Subdivision | LAUREL RDG |
| Legal Lot Number | 73 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 301108 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 408 SPRUCE PINE RD, ABINGDON, MD 21009-2765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed, Transfer · Conventional Mortgage LOWER LLC |
| Jan 9, 2019 | Loan Modification, Mortgage NORMAN B HOOKER |
| Mar 28, 2018 | Loan Modification, Mortgage NORMAN B HOOKER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2021 · Amount on Record |
| Deed Sale | Dec 8, 2021 · Amount on Record |
| Deed Book / Page | 15234 / 264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 8, 2021 |
| Property Address | 408 SPRUCE PINE RD, ABINGDON, MD 21009-2765 |
| Document Number | 0152340264 |
| Book / Page | 15234 / 264 |
| Map Reference | MB 144 FO 17 |
| Instrument Date | Nov 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | GRACE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 11505 CHERRY TREE CROSSING RD UNIT 623, 623, CHELTENHAM, MD 20623-7525 |
| Document Number | 0015234269 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 15234/269 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 9, 2019 |
| Property Address | 408 SPRUCE PINE RD, ABINGDON, MD 21009-2765 |
| Document Number | 0131190301 |
| Book / Page | 013119 / 000301 |
| Instrument Date | Jan 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 703 DOWERS RD ABINGDON MD 210091571, ABINGDON, MD 21009-1571 |
| Document Number | 131190301 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 013119/000301 |
| Name | NORMAN B HOOKER |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 28, 2018 |
| Property Address | 408 SPRUCE PINE RD, ABINGDON, MD 21009-2765 |
| Document Number | 0127530159 |
| Book / Page | 012753 / 000159 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Document Number | 127530159 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 012753/000159 |
| Name | NORMAN B HOOKER |
|---|
| Amount | Amount Recorded |
|---|
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,486.00 (+14.97%) Homeowner's exemption | $686,900 (+20.95%) Land $172,500 Building $514,400 | $686,900 (+20.95%) Land $172,500 Building $514,400 |
| 2025 | $6,511.00 (+5.2%) Homeowner's exemption | ||
| 2023 | $567,900 Land $172,500 Building $395,400 | $567,900 Land $172,500 Building $395,400 | |
| 2022 | $6,189.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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