406 Spruce Pine Rd, Abingdon, MD 21009 Property Records

Harford County property record for 406 Spruce Pine Rd, Abingdon, MD 21009 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,031 sqft · built 2022
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$653,687 (Dec 2021)
Tax Bill	$5,762 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-398939`

Property Details

APN / Parcel Number

Primary APN	`01-398939`
Alternative APN	`398939`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,031 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Mixed
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	398939
Street Address	406 SPRUCE PINE RD
City	ABINGDON
State	MD
Zip	21009-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 74 7492 SF 406 SPRUCE PINE ROAD LAUREL RIDGE 144/17
Legal Subdivision	LAUREL RDG
Legal Lot Number	74
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3000
Census Tract	301108

Owner

Source: Harford County records · APN 01-398939

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	406 SPRUCE PINE RD, ABINGDON, MD 21009-2765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 06, 2021	Deed, Transfer · Conventional Mortgage TBI MORTGAGE COMPANY
Jan 09, 2019	Loan Modification, Mortgage NORMAN B HOOKER
Mar 28, 2018	Loan Modification, Mortgage NORMAN B HOOKER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 06, 2021 · Amount on Record
Deed Sale	Dec 06, 2021 · Amount on Record
Prior Sale	Dec 03, 2021 · Amount on Record
Deed Book / Page	15226 / 445
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Dec 06, 2021
Property Address	406 SPRUCE PINE RD, ABINGDON, MD 21009-2765
Document Number	0152260445
Book / Page	15226 / 445
Map Reference	MB 144 FO 17
Instrument Date	Nov 18, 2021
Transaction Type	Transfer
Record Updated	Sep 09, 2022
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	406 SPRUCE PINE RD, ABINGDON, MD 21009-2765

Mortgage

Document Number	0015226451
Date	Dec 06, 2021
Instrument	15226/451

Lender

Name	TBI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Recording Date	Jan 09, 2019
Property Address	406 SPRUCE PINE RD, ABINGDON, MD 21009-2765
Document Number	0131190301
Book / Page	013119 / 000301
Instrument Date	Jan 02, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	703 DOWERS RD ABINGDON MD 210091571, ABINGDON, MD 21009-1571

Mortgage

Document Number	131190301
Date	Jan 09, 2019
Book Page	013119/000301

Lender

Name	NORMAN B HOOKER

Agreement

Amount	Amount Recorded

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Recording Date	Mar 28, 2018
Property Address	406 SPRUCE PINE RD, ABINGDON, MD 21009-2765
Document Number	0127530159
Book / Page	012753 / 000159
Instrument Date	Mar 09, 2018
Transaction Type	Mortgage
Record Updated	Apr 09, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership

Mortgage

Document Number	127530159
Date	Mar 28, 2018
Book Page	012753/000159

Lender

Name	NORMAN B HOOKER

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,100 (+21.41%) Land $172,500 Building $437,600	$610,100 (+21.41%) Land $172,500 Building $437,600
2025	$5,762.00 (+5.22%) Homeowner's exemption
2023		$502,500 Land $172,500 Building $330,000	$502,500 Land $172,500 Building $330,000
2022	$5,476.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253011083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 353 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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