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414 Spruce Pine Rd, Abingdon, MD 21009 Property Records

Harford County property record for 414 Spruce Pine Rd, Abingdon, MD 21009 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,544 sqft · built 2020
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on File
Last Sale$690,795 (Mar 2020)
Tax Bill$7,010 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Mar 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN01-398935

Property Details

APN / Parcel Number

Primary APN01-398935
Alternative APN
  • 398935

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,544 sqft Total Area
Basement Area1,250 sqft
Finished Basement1,250 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.172 acres)
Garage TypeMixed
Garage Area525 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number398935
Street Address414 SPRUCE PINE RD
CityABINGDON
StateMD
Zip21009-2765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 70 7492 SF 414 SPRUCE PINE ROAD LAUREL RIDGE 144/17
Legal SubdivisionFINAL PLAT SIX LAUREL RIDGE
Legal Lot Number70
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3000
Census Tract301108

Owner

Source: Harford County records · APN 01-398935

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address414 SPRUCE PINE RD, ABINGDON, MD 21009-2765
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2020Grant Deed, Transfer
BANK OF AMERICA
Mar 28, 2018Loan Modification, Mortgage
NORMAN B HOOKER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 18, 2020 · Amount on Record
Deed SaleMar 18, 2020 · Amount on Record
Deed Book / Page13744 / 273
Record UpdatedSep 20, 2026

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateMar 18, 2020
Property Address414 SPRUCE PINE RD, ABINGDON, MD 21009-2765
Document Number0137440273
Book / Page013744 / 000273
Instrument DateMar 06, 2020
Transaction TypeTransfer
Record UpdatedMay 22, 2020
Title CompanyKEY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$691.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address414 SPRUCE PINE RD ABINGDON MD 210092765, ABINGDON, MD 21009-2765

Mortgage

Document Number137440279
DateMar 18, 2020
Book Page013744/000279
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueMar 17, 2050

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARFORD MD
Recording DateMar 28, 2018
Property Address414 SPRUCE PINE RD, ABINGDON, MD 21009-2765
Document Number0127530159
Book / Page012753 / 000159
Instrument DateMar 09, 2018
Transaction TypeMortgage
Record UpdatedApr 09, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership

Mortgage

Document Number127530159
DateMar 28, 2018
Book Page012753/000159
Lender
NameNORMAN B HOOKER
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$731,900 (+22.21%) Land $172,500 Building $559,400$731,900 (+22.21%) Land $172,500 Building $559,400
2025$7,010.00 (+7.4%)
2023$598,900 Land $172,500 Building $426,400$598,900 Land $172,500 Building $426,400
2022$6,527.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253011083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 353 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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