Carteret County property record for 409 Shoreline Dr, Cedar Point, NC 28584
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,990 sqft · built 2005 |
| Lot Size | 0.658 acres (28,662 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Sep 2023) |
| Tax Bill | $4,064 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Apr 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5374.16.73.8562000 |
| Primary APN | 5374.16.73.8562000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,990 sqft Heated Area |
| Gross Area | 2,029 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,662 sqft (0.658 acres) |
| Lot Dimensions | 180 ft deep x 137 ft wide |
| Pool Area | 608 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 295 sqft |
| Deck Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 50623 |
|---|---|
| Street Address | 409 SHORELINE DR |
| City | CEDAR POINT |
| State | NC |
| Zip | 28584-7213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L30 CRYSTAL SHORES |
| Legal Subdivision | CRYSTAL SHORES |
| Legal Block | 73 |
| Legal Lot Number | 30 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 3 |
| Census Block | 3068 |
| Census Tract | 970806 |
409 Shoreline Dr is owned and occupied by two individuals who bought it in September 2023.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 SHORELINE DR, CEDAR POINT, NC 28584-7213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage GATEWAY FIRST BANK |
| Apr 29, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Aug 10, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2023 · Amount on File |
| Deed Sale | Sep 25, 2023 · Amount on File |
| Prior Sale | Aug 10, 2021 · Amount on File |
| Deed Document Number | 20231810077 |
| Deed Book / Page | 1810 / 77 |
| Prior Transfer Date | Apr 29, 2022 |
| Prior Transfer Doc | 0017650425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Sep 25, 2023 |
| Property Address | 409 SHORELINE DR, CEDAR POINT, NC 28584-7213 |
| Document Number | 0018100077 |
| Book / Page | 1810 / 77 |
| Map Reference | MB 28 PG 712 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 1810077 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 413 HOLLY ST, EMERALD ISLE, NC 28594-2820 |
| Name | Verified Name |
|---|---|
| Address | 409 SHORELINE DR, CEDAR POINT, NC 28584-7213 |
| Document Number | 0001810078 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 1810078 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 29, 2022 |
| Property Address | 409 SHORELINE DR, CEDAR POINT, NC 28584-7213 |
| Document Number | 0017650425 |
| Book / Page | 1765 / 425 |
| Map Reference | MB 28 PG 712 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 1765425 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 SHORELINE DRIVE, SWANSBORO, NC 28584 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Aug 10, 2021 |
| Property Address | 409 SHORELINE DR, CEDAR POINT, NC 28584-7213 |
| Document Number | 0017340065 |
| Book / Page | 1734 / 65 |
| Map Reference | MB 28 PG 712 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 1734065 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 HADNOT FARM RD, 207, SWANSBORO, NC 28584-7411 |
| Name | Verified Name |
|---|---|
| Address | 409 SHORELINE DR, CEDAR POINT, NC 28584-7213 |
The 2025 property tax bill for 409 Shoreline Dr was $4,064.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Cedar Point Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $896,451 (-) Land $244,446 Building $652,005 | $896,451 (-) Land $244,446 Building $652,005 | |
| 2025 | $4,064.00 | $896,451 Land $244,446 Building $652,005 | $896,451 Land $244,446 Building $652,005 |
| 2023 | $476,354 Land $87,910 Building $388,444 | $476,354 Land $87,910 Building $388,444 | |
| 2022 | $2,124.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Shoreline Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 213 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 339 units insured incl. 126 condo units |
| Nearby Flood Claims | 49 (1996–2022) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Shoreline Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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