Carteret County property record for 404 Shoreline Dr, Cedar Point, NC 28584
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,363 sqft · built 2017 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $80,000 (Apr 2017) |
| Tax Bill | $2,615 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5374.15.73.3471000 |
| Primary APN | 5374.15.73.3471000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,363 sqft Heated Area |
| Gross Area | 3,098 sqft |
| 1st Floor Area | 2,010 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Dimensions | 273 ft deep x 87 ft wide |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 67851 |
|---|---|
| Street Address | 404 SHORELINE DR |
| City | CEDAR POINT |
| State | NC |
| Zip | 28584-7204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L9 CRYSTAL SHORES |
| Legal Subdivision | CRYSTAL SHORES |
| Legal Block | 73 |
| Legal Lot Number | 9 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 3 |
| Census Block | 3068 |
| Census Tract | 970806 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6620 WINSTEAD MANOR CT, LORTON, VA 22079-1142 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jun 18, 2020 | Deed of Trust, Transfer · Conventional with PMI USAA |
| Sep 21, 2018 | Deed of Trust, Mortgage USAA |
| Apr 11, 2017 | Warranty Deed, Transfer · ARM FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2017 · Amount on Record |
| Deed Sale | Apr 11, 2017 · Amount on Record |
| Deed Document Number | 20171572443 |
| Deed Book / Page | 1572 / 443 |
| Last Transfer Date | Jun 18, 2020 |
| Transfer Doc | 0016760055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 404 SHORELINE DR, CEDAR POINT, NC 28584-7204 |
| Document Number | 0016760056 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 404 SHORELINE DR CEDAR POINT NC 285847204, CEDAR POINT, NC 28584-7204 |
| Document Number | 0016760056 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 001676/000056 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 404 SHORELINE DR, CEDAR POINT, NC 28584-7204 |
| Document Number | 0016200258 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 404 SHORELINE DR CEDAR POINT NC 285847204, CEDAR POINT, NC 28584-7204 |
| Document Number | 0016200258 |
|---|---|
| Date | Oct 4, 2018 |
| Book Page | 001620/000258 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 3, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 11, 2017 |
| Property Address | 404 SHORELINE DR, CEDAR POINT, NC 28584-7204 |
| Document Number | 0015720443 |
| Book / Page | 1572 / 443 |
| Map Reference | MB28 PG712 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 1572443 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 875 HENRYS LN, 875, PECONIC, NY 11958-1120 |
| Name | Verified Name |
|---|---|
| Address | 468 SANDY POINT DR, BEAUFORT, NC 28516-9517 |
| Document Number | 0001572444 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 1572444 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | May 14, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Cedar Point Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $568,852 (-) Land $159,377 Building $409,475 | $568,852 (-) Land $159,377 Building $409,475 | |
| 2025 | $2,615.00 (+31.61%) | $568,852 (+69.4%) Land $159,377 Building $409,475 | $568,852 (+69.4%) Land $159,377 Building $409,475 |
| 2023 | $335,806 (-) Land $65,685 Building $270,121 | $335,806 (-) Land $65,685 Building $270,121 | |
| 2022 | $1,987.00 | $335,806 Land $65,685 Building $270,121 | $335,806 Land $65,685 Building $270,121 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 213 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 339 units insured incl. 126 condo units |
| Nearby Flood Claims | 49 (1996–2022) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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