Carteret County property record for 402 Shoreline Dr, Cedar Point, NC 28584
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,694 sqft · built 1998 |
| Lot Size | 0.562 acres (24,481 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $317,500 (Oct 2020) |
| Tax Bill | $2,227 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 5374.15.73.4160000 |
| Primary APN | 5374.15.73.4160000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,694 sqft Heated Area |
| Gross Area | 2,438 sqft |
| 1st Floor Area | 1,694 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,481 sqft (0.562 acres) |
| Lot Dimensions | 113 ft deep x 217 ft wide |
| Garage Area | 1,104 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 476 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 73973 |
|---|---|
| Street Address | 402 SHORELINE DR |
| City | CEDAR POINT |
| State | NC |
| Zip | 28584-7204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L10 CRYSTAL SHORES |
| Legal Subdivision | CRYSTAL SHORES |
| Legal Block | 73 |
| Legal Lot Number | 10 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 3 |
| Census Block | 3068 |
| Census Tract | 970806 |
402 Shoreline Dr is owned and occupied by two individuals who acquired it in August 2024.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 SHORELINE DR, CEDAR POINT, NC 28584-7204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 1, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2020 · Amount on File |
| Deed Sale | Oct 1, 2020 · Amount on File |
| Prior Sale | Apr 19, 2010 · Amount on File |
| Deed Document Number | 20201689489 |
| Deed Book / Page | 1689 / 489 |
| Last Transfer Date | Aug 23, 2024 |
| Transfer Doc | 0018380135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 402 SHORELINE DR, CEDAR POINT, NC 28584-7204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016940226 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 1694/226 |
| Instrument | 1694226 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Oct 1, 2020 |
| Property Address | 402 SHORELINE DR, CEDAR POINT, NC 28584-7204 |
| Document Number | 0016890489 |
| Book / Page | 001689 / 000489 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $635.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 104 WILEY CT EMERALD ISLE NC 28594, EMERALD ISLE, NC 28594 |
The 2025 property tax bill for 402 Shoreline Dr was $2,227.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Cedar Point Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $481,284 (-) Land $168,290 Building $312,994 | $481,284 (-) Land $168,290 Building $312,994 | |
| 2025 | $2,227.00 | $481,284 Land $168,290 Building $312,994 | $481,284 Land $168,290 Building $312,994 |
| 2023 | $274,028 Land $87,885 Building $186,143 | $274,028 Land $87,885 Building $186,143 | |
| 2022 | $1,465.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Shoreline Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 213 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 339 units insured incl. 126 condo units |
| Nearby Flood Claims | 49 (1996–2022) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Shoreline Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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