Carteret County property record for 411 Shoreline Dr, Cedar Point, NC 28584
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,858 sqft · built 1996 |
| Lot Size | 0.623 acres (27,138 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,989 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5374.16.73.8379000 |
| Primary APN | 5374.16.73.8379000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,858 sqft Heated Area |
| Gross Area | 3,057 sqft |
| 1st Floor Area | 628 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Contemporary |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,138 sqft (0.623 acres) |
| Lot Dimensions | 198 ft deep x 123 ft wide |
| Garage Type | Finished |
| Garage Area | 590 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 232 sqft |
| Deck Area | 117 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 28279 |
|---|---|
| Street Address | 411 SHORELINE DR |
| City | CEDAR POINT |
| State | NC |
| Zip | 28584-7213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L31 CRYSTAL SHORES |
| Legal Subdivision | CRYSTAL SHORES |
| Legal Block | 73 |
| Legal Lot Number | 31 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 3 |
| Census Block | 3068 |
| Census Tract | 970806 |
411 Shoreline Dr is owned and occupied by two individuals.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 SHORELINE DR, CEDAR POINT, NC 28584-7213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| May 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 411 SHORELINE DR, CEDAR POINT, NC 28584-7213 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 411 SHORELINE DR, CEDAR POINT, NC 28584-7213 |
| Document Number | 0017710444 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 1771/444 |
| Instrument | 1771444 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 411 SHORELINE DR, CEDAR POINT, NC 28584-7213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015750032 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 1575/032 |
| Instrument | 1575032 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2032 |
The 2025 property tax bill for 411 Shoreline Dr was $2,989.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Cedar Point Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $653,405 (-) Land $269,008 Building $384,397 | $653,405 (-) Land $269,008 Building $384,397 | |
| 2025 | $2,989.00 | $653,405 Land $269,008 Building $384,397 | $653,405 Land $269,008 Building $384,397 |
| 2023 | $428,918 Land $153,294 Building $275,624 | $428,918 Land $153,294 Building $275,624 | |
| 2022 | $2,534.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 411 Shoreline Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 213 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 339 units insured incl. 126 condo units |
| Nearby Flood Claims | 49 (1996–2022) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 411 Shoreline Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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