Walton County property record for 409 Needlerush Dr, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 5,086 sqft · built 2013 |
| Lot Size | 0.18 acres (7,834 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $6,400,000 (Nov 2024) |
| Tax Bill | $50,346 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Dec 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-3S-19-25421-000-0170 |
| Primary APN | 15-3S-19-25421-000-0170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 5,086 sqft Living Area |
| Gross Area | 8,504 sqft |
| 1st Floor Area | 1,845 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 7,834 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 565 sqft |
| Driveway | Brick Driveway |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 2,579 sqft |
| Deck Area | Deck Area |
| Patio Area | 274 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 409 NEEDLERUSH DR |
|---|---|
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-7173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LKDUNE |
| Legal Description | LOT 17 WIREGRASS MEADOWS AT WATERCOLOR PB 15-59 OR 2561-1231 OR 2854-4403 OR 3045-1558 OR 3127-857 OR 3229-169 OR 3281-3920 OR 3341-601 |
| Legal Range | 019 |
| Legal Township | 03S |
| Legal Section | 15 |
| Legal Subdivision | WATERCOLOR |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 950606 |
409 Needlerush Dr is owned by two individuals who bought it in November 2024.
Source: Walton County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3384 SOUTHALL RD, FRANKLIN, TN 37064-9260 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 10, 2021 | Intrafamily Transfer, Transfer |
| Dec 13, 2019 | Warranty Deed, Transfer SHORELINE TITLE LLC |
| Jun 29, 2017 | Warranty Deed, Transfer · Construction Mortgage PRIVATE INDIVIDUAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2024 · Amount on File |
| Deed Sale | Nov 7, 2024 · Amount on File |
| Prior Sale | Dec 13, 2019 · Amount on File |
| Deed Document Number | 202438902 |
| Deed Book / Page | 3341 / 601 |
| Prior Transfer Date | Feb 28, 2023 |
| Prior Transfer Doc | 0032813920 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Feb 28, 2023 |
| Property Address | 409 NEEDLERUSH DR, SANTA ROSA BEACH, FL 32459-7173 |
| Document Number | 0032813920 |
| Book / Page | 3281 / 3920 |
| Map Reference | MB 15 PG 59 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 20230006770 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 NEEDLERUSH DR, SANTA ROSA BEACH, FL 32459-7173 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 NEEDLERUSH DR, SANTA ROSA BEACH, FL 32459-7173 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 10, 2021 |
| Property Address | 409 NEEDLERUSH DR, SANTA ROSA BEACH, FL 32459-7173 |
| Document Number | 0032290169 |
| Book / Page | 3229 / 169 |
| Map Reference | MB 15 PG 59 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 20210060989 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 NEEDLERUSH DR, SANTA ROSA BEACH, FL 32459-7173 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 13, 2019 |
| Property Address | 409 NEEDLERUSH DR, SANTA ROSA BEACH, FL 32459-7173 |
| Document Number | 0031270857 |
| Book / Page | 003127 / 000857 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 43586 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2020 |
| Title Company | SHORELINE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $28,000.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1000 URBAN CENTER DR #675 VESTAVIA AL 352422571, 675, VESTAVIA, AL 35242-2571 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 29, 2017 |
| Property Address | 409 NEEDLERUSH DR, SANTA ROSA BEACH, FL 32459-7173 |
| Document Number | 0030451558 |
| Book / Page | 003045 / 001558 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 21257 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2017 |
| Title Company | NEIGHBORHOOD TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 316 S WILSON BLVD NASHVILLE TN 372051928, NASHVILLE, TN 37205-1928 |
| Document Number | 30451560 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 003045/001560 |
| Instrument | 21258 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | 140 BROADWAY, NEW YORK, NY 10005-1108 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 28, 2018 |
The 2025 property tax bill for 409 Needlerush Dr was $50,346.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $50,346.00 | $5,571,930 Land $1,318,864 Building $4,253,066 | $5,571,930 Land $1,318,864 Building $4,253,066 |
| 2023 | $42,286.00 (+5.65%) | $5,345,458 (+6.2%) Land $1,318,864 Building $4,026,594 | $5,345,458 (+6.2%) Land $1,318,864 Building $4,026,594 |
| 2022 | $40,026.00 | $5,033,472 Land $1,463,939 Building $3,569,533 | $5,033,472 Land $1,463,939 Building $3,569,533 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Needlerush Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 814 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,113 units insured incl. 299 condo units |
| Nearby Flood Claims | 10 (2014–2023) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Needlerush Dr is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Fiber · Cable in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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