Walton County property record for 397 Needlerush Dr, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,267 sqft · built 2006 |
| Lot Size | 0.179 acres (7,801 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,495,000 (May 2022) |
| Tax Bill | $28,446 (2024) |
| Deeds & Mortgages | May 2022 Sale Jun 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-3S-19-25421-000-0180 |
| Primary APN | 15-3S-19-25421-000-0180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 3,267 sqft Living Area |
| Gross Area | 5,383 sqft |
| Flooring | Steel Beam |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 7,801 sqft (0.179 acres) |
| Garage Type | Detached - Finished |
| Garage Area | 363 sqft |
| Porch | Porch |
| Porch Area | 1,753 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1025267 |
|---|---|
| Street Address | 397 NEEDLERUSH DR |
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-7173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 WIREGRASS MEADOWS AT WATERCOLOR PB 15-59 OR 2554-1671 OR 3034-2740 OR 3204-1282 OR 3236-4189 OR 3251-2666 |
| Legal Range | 19W |
| Legal Township | 03S |
| Legal Section | 15 |
| Legal Subdivision | WIREGRASS MEADOWS AT WATERCOLR |
| Legal Lot Number | 18 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 950606 |
397 Needlerush Dr is owned by a company that bought it in May 2022.
Source: Walton County records, as of December 17, 2025
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 46 THORNBLADE CIR, THE WOODLANDS, TX 77389-4684 |
| Owner Type | Company, Secondary Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2022 | Warranty Deed, Transfer BRIGHT LINE TITLE LLC |
| Jun 24, 2021 | Warranty Deed, Transfer BRIGHT LINE TITLE LLC |
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Mar 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2022 · Amount on File |
| Deed Sale | May 9, 2022 · Amount on File |
| Prior Sale | Jun 24, 2021 · Amount on File |
| Deed Document Number | 20220022071 |
| Deed Book / Page | 3251 / 2666 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 9, 2022 |
| Property Address | 397 NEEDLERUSH DR, SANTA ROSA BEACH, FL 32459-7173 |
| Document Number | 0032512666 |
| Book / Page | 3251 / 2666 |
| Map Reference | MB 15 PG 59 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 20220022071 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Title Company | BRIGHT LINE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $24,465.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1902 CAMERON, 1902, DALTON, GA 30720-7109 |
| Name | Verified Name |
|---|---|
| Address | 737 EVERHART RD STE C, C, CORPUS CHRISTI, TX 78411-1996 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 24, 2021 |
| Property Address | 397 NEEDLERUSH DR, SANTA ROSA BEACH, FL 32459-7173 |
| Document Number | 0032041282 |
| Book / Page | 3204 / 1282 |
| Map Reference | MB 15 PG 59 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 20210032006 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Title Company | BRIGHT LINE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $23,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 138 MCDOWELL ROAD, 138, LIGONIER, FL 14658 |
| Name | Verified Name |
|---|---|
| Address | 268 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8852 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 397 NEEDLERUSH DR, SANTA ROSA BEACH, FL 32459-7173 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TSS TITLE EXPRESSCLIENT DPS |
| Name | Verified Name |
|---|---|
| Address | 138 MCDOWELL RD, LIGONIER, PA 15658-2043 |
| Document Number | 0031713361 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 3171/3361 |
| Instrument | 20200049386 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 1, 2017 |
| Property Address | 397 NEEDLERUSH DR, SANTA ROSA BEACH, FL 32459-7173 |
| Document Number | 0030342740 |
| Book / Page | 3034 / 2740 |
| Map Reference | MB15 PG59 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 20170006326 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 WINNER CIR, 4, HOUSTON, TX 77024-2755 |
| Name | Verified Name |
|---|---|
| Address | 138 MCDOWELL RD, LIGONIER, PA 15658-2043 |
| Document Number | 0030342741 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 3034/2741 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,091,235 Land $1,130,455 Building $1,960,780 | $3,091,235 Land $1,130,455 Building $1,960,780 | |
| 2024 | $28,446.00 (+4.68%) | ||
| 2023 | $27,174.00 (+0.95%) | $2,990,711 (+2.97%) Land $1,130,455 Building $1,860,256 | $2,990,711 (+2.97%) Land $1,130,455 Building $1,860,256 |
| 2022 | $26,917.00 | $2,904,565 Land $1,254,805 Building $1,649,760 | $2,904,565 Land $1,254,805 Building $1,649,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 397 Needlerush Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 814 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,113 units insured incl. 299 condo units |
| Nearby Flood Claims | 10 (2014–2023) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 397 Needlerush Dr is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Fiber · Cable in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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