1. Home
  2. Florida
  3. Walton County
  4. Santa Rosa Beach
  5. Needlerush Dr

321 Needlerush Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 321 Needlerush Dr, Santa Rosa Beach, FL 32459

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 4,394 sqft · built 2008
Lot Size0.189 acres (8,221 sqft)
Owner2 Trust Names on File
Last Sale$1,854,600 (Mar 2023)
Tax Bill$34,425 (2025)
Deeds & MortgagesSep 2025 Transfer
Mar 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN15-3S-19-25421-000-0240

Property Details

APN / Parcel Number

Primary APN15-3S-19-25421-000-0240
Alternative APNs
  • 15-319-25421-000-0240
  • 1025273

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,394 sqft Living Area
Gross Area6,056 sqft
1st Floor Area1,897 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialOther
Lot Area8,221 sqft (0.189 acres)
Garage TypeDetached
Garage Area600 sqft
DrivewayBrick Driveway
PorchFinished Screened Porch
Porch Area1,062 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address321 NEEDLERUSH DR
CitySANTA ROSA BEACH
StateFL
Zip32459-7173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCC
Legal DescriptionLOT 24 WIREGRASS MEADOWS AT WATERCOLOR PB 15-59 OR 2545-1080 OR 2729-3138 OR 2802-847 OR 2901-2630 OR 3039-2205 OR 3083-4184 OR 3096-270 OR 3164-2599 OR 3282-573
Legal Range019
Legal Township03S
Legal Section15
Legal SubdivisionWATERCOLOR
Legal Block2
Legal Lot Number24
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2027
Census Tract950606

Owner

321 Needlerush Dr is held in a trust since March 2023.

Source: Walton County records, as of December 3, 2025

Owner of Record2 Trust Names on File
Mailing Address5323 SURREY CIR, DALLAS, TX 75209-2426
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 2, 2023Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 16, 2020Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 31, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 26, 2017Warranty Deed, Transfer
GEORGE VOSS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2023 · Amount on File
Deed SaleMar 2, 2023 · Amount on File
Prior SaleOct 16, 2020 · Amount on File
Deed Document Number20237170
Deed Book / Page3282 / 573
Prior Transfer DateFeb 27, 2023
Prior Transfer Doc0032820573
Record UpdatedOct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateSep 29, 2025
Property Address321 NEEDLERUSH DR, SANTA ROSA BEACH, FL 32459-7173
Document Number0033722212
Book / Page3372 / 2212
Map ReferenceMB 15 PG 59
Instrument DateJun 6, 2025
Instrument20250035225
Transaction TypeTransfer
Record UpdatedNov 7, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5323 SURREY CIR, DALLAS, TX 75209-2426

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5323 SURREY CIR, DALLAS, TX 75209-2426

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateMar 2, 2023
Property Address321 NEEDLERUSH DR, SANTA ROSA BEACH, FL 32459-7173
Document Number0032820573
Book / Page3282 / 573
Map ReferenceMB 15 PG 59
Instrument DateFeb 27, 2023
Instrument20230007170
Transaction TypeTransfer
Record UpdatedMar 27, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5323 SURREY CIR, DALLAS, TX 75209-2426

Transferred To (Grantee/Buyer)

NameVerified Name
Address5323 SURREY CIR, DALLAS, TX 75209-2426

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateOct 16, 2020
Property Address321 NEEDLERUSH DR, SANTA ROSA BEACH, FL 32459-7173
Document Number0031642599
Book / Page3164 / 2599
Map ReferenceMB 15 PG 59
Instrument DateOct 14, 2020
Instrument20200041240
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$21,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4235 CENTERGATE ST, 4235, SAN ANTONIO, TX 78217-4802

Transferred To (Grantee/Buyer)

NameVerified Name
Address5323 SURREY CIR, DALLAS, TX 75209-2426

Mortgage

Document Number0031642601
DateOct 16, 2020
Instrument3164/2601
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateNov 1, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.37%
IndexOther
Max Rate7.37%

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateAug 31, 2018
Property Address321 NEEDLERUSH DR, SANTA ROSA BEACH, FL 32459-7173
Document Number0030834184
Book / Page003083 / 004184
Instrument DateAug 21, 2018
Instrument29573
Transaction TypeTransfer
Record UpdatedSep 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 NEEDLERUSH DR SANTA ROSA BEACH FL 324597173, SANTA ROSA BEACH, FL 32459-7173

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateApr 26, 2017
Property Address321 NEEDLERUSH DR, SANTA ROSA BEACH, FL 32459-7173
Document Number0030392205
Book / Page003039 / 002205
Instrument DateApr 25, 2017
Instrument13112
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address596 BUCKHEAD AVON LAKE OH 440122364, AVON LAKE, OH 44012-2364

Mortgage

Document Number30392209
DateApr 26, 2017
Book Page003039/002209
Instrument13113
Lender
NameGEORGE VOSS
Address321 NEEDLERUSH DR, SANTA ROSA BEACH, FL 32459-7173
Special NotesSeller Financed
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 321 Needlerush Dr was $34,425, down 1.9% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$34,425.00 (-1.88%)$3,809,914 (-0.81%) Land $1,055,091 Building $2,754,823$3,809,914 (-0.81%) Land $1,055,091 Building $2,754,823
2024$35,085.00 (+16.06%)$3,841,080 (+3.06%) Land $1,055,091 Building $2,785,989$3,841,080 (+3.06%) Land $1,055,091 Building $2,785,989
2023$30,229.00 (+4.77%)$3,727,061 (+4.42%) Land $1,055,091 Building $2,671,970$3,727,061 (+4.42%) Land $1,055,091 Building $2,671,970
2022$28,854.00$3,569,224 Land $1,171,151 Building $2,398,073$3,569,224 Land $1,171,151 Building $2,398,073

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Needlerush Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 814 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,113 units insured
incl. 299 condo units
Nearby Flood Claims10 (2014–2023)
Claims Outside the SFHA7 of 10
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Needlerush Dr is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Xtream
Fiber · Cable in parts of the area		2,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50

Nearby Properties on Needlerush Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures