Walton County property record for 349 Needlerush Dr, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 4,352 sqft · built 2011 |
| Lot Size | 0.142 acres (6,168 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,400,000 (Nov 2017) |
| Tax Bill | $32,486 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-3S-19-25421-000-0220 |
| Primary APN | 15-3S-19-25421-000-0220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 4 Stories |
| Building Area | 4,352 sqft Living Area |
| Gross Area | 6,024 sqft |
| 1st Floor Area | 1,760 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 6,168 sqft (0.142 acres) |
| Garage Type | Carport |
| Garage Area | 230 sqft |
| Carport | Carport |
| Carport Area | 230 sqft |
| Driveway | Brick Driveway |
| Porch | Finished Screened Porch |
| Porch Area | 1,348 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 349 NEEDLERUSH DR |
|---|---|
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-7173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 WIREGRASS MEADOWS AT WATERCOLOR PB 15-59 OR 2600-60 OR 2630-2939 OR 2773-140 OR 2921-4779 OR 3058-2009 |
| Legal Range | 019 |
| Legal Township | 03S |
| Legal Section | 15 |
| Legal Subdivision | WATERCOLOR |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 950606 |
349 Needlerush Dr is owned by two individuals who bought it in November 2017.
Source: Walton County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 SUNRISE TRL, CARBONDALE, IL 62902-7523 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Nov 28, 2017 | Warranty Deed, Transfer WALTON FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2017 · Amount on File |
| Deed Sale | Nov 28, 2017 · Amount on File |
| Prior Sale | Sep 12, 2007 · Amount on File |
| Deed Document Number | 201738952 |
| Deed Book / Page | 3058 / 2009 |
| Prior Transfer Date | May 28, 2013 |
| Prior Transfer Doc | 0029214779 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 349 NEEDLERUSH DR, SANTA ROSA BEACH, FL 32459-7173 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031440371 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 3144/371 |
| Instrument | 20200017748 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 163 Months |
| Due | Dec 13, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 28, 2017 |
| Property Address | 349 NEEDLERUSH DR, SANTA ROSA BEACH, FL 32459-7173 |
| Document Number | 0030582009 |
| Book / Page | 003058 / 002009 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 38952 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,800.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 110 SUNRISE TRL CARBONDALE IL 629027523, CARBONDALE, IL 62902-7523 |
| Document Number | 30582011 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 003058/002011 |
| Instrument | 38953 |
| Name | WALTON FUNDING LLC |
|---|---|
| Address | 12805 US HIGHWAY 98 E # E201, INLET BEACH, FL 32461-9632 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 27, 2032 |
The 2025 property tax bill for 349 Needlerush Dr was $32,486, up 3% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,486.00 (+2.95%) | $3,749,078 Land $1,055,091 Building $2,693,987 | $3,749,078 Land $1,055,091 Building $2,693,987 |
| 2024 | $31,555.00 (+8.22%) | ||
| 2023 | $29,158.00 (+4.65%) | $3,608,032 (+4.23%) Land $1,055,091 Building $2,552,941 | $3,608,032 (+4.23%) Land $1,055,091 Building $2,552,941 |
| 2022 | $27,863.00 | $3,461,540 Land $1,171,151 Building $2,290,389 | $3,461,540 Land $1,171,151 Building $2,290,389 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 349 Needlerush Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 814 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,113 units insured incl. 299 condo units |
| Nearby Flood Claims | 10 (2014–2023) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 349 Needlerush Dr is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Fiber · Cable in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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