409 Michael Ln, Mountain Brook (Birmingham), AL 35213 Property Records

Jefferson County property record for 409 Michael Ln, Mountain Brook, AL 35213

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,754 sqft · built 1954
Lot Size	0.355 acres (15,500 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Feb 2024)
Tax Bill	$10,458 (2025)
Deeds & Mortgages	Feb 2024 Sale Mar 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`28-00-04-4-002-007.000`

Property Details

APN / Parcel Number

Primary APN	`28-00-04-4-002-007.000`
Alternative APN	`358847`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,754 sqft Living Area
Gross Area	3,603 sqft
1st Floor Area	2,445 sqft
Upper Floors Area	2,440 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2013
Exterior Material	Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,500 sqft (0.355 acres)
Lot Dimensions	155 ft deep x 100 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	358847
Street Address	409 MICHAEL LN
City	MOUNTAIN BRK
State	AL
Zip	35213-4401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 8 DONNA LYNN ESTS
Legal Range	02W
Legal Township	18S
Legal Section	04
Legal Quarter	SE
Legal Subdivision	DONNA LYNN ESTS 28-4-4
Legal Lot Number	8
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	1
Census Block	1011
Census Tract	10802

Owner

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Warranty Deed, Transfer
Mar 8, 2023	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Feb 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST
Mar 30, 2020	Deed of Trust, Mortgage BANKFIRST FIN'L SVCS
Apr 2, 2020	Warranty Deed, Transfer · Conventional Mortgage BANKFIRST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2024 · Amount on Record
Deed Sale	Feb 14, 2024 · Amount on Record
Prior Sale	Mar 8, 2023 · Amount on Record
Deed Document Number	2024012418
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Feb 14, 2024
Property Address	409 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Document Number	0000012418
Instrument Date	Feb 14, 2024
Instrument	2024012418
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Mar 8, 2023
Property Address	409 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Document Number	0000021456
Instrument Date	Mar 6, 2023
Instrument	2023021456
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401

Mortgage

Document Number	0000021457
Date	Mar 8, 2023
Instrument	2023021457

Lender

Name	RENASANT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	409 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401

Mortgage

Document Number	0000011965
Date	Feb 13, 2023
Instrument	2023011965

Lender

Name	BANKFIRST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Due	Jan 1, 2023

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	409 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401

Mortgage

Document Number	2021088901
Date	Aug 2, 2021
Instrument	2021088901

Lender

Name	BANKFIRST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	409 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Document Number	0000032495
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 MICHAEL LN MOUNTAIN BROOK AL 352134401, MOUNTAIN BROOK, AL 35213-4401

Mortgage

Document Number	0000032495
Date	Apr 2, 2020
Instrument	32495

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Apr 1, 2027

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Apr 2, 2020
Property Address	409 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Document Number	0000032494
Instrument Date	Mar 30, 2020
Instrument	2020032494
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401

Mortgage

Document Number	0000032495
Date	Apr 2, 2020
Instrument	2020032495

Lender

Name	BANKFIRST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	81 Months
Due	Jan 1, 2027

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Mountain Brook City
Unified School District	Mountain Brook City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,458.00 (-3.75%) Homeowner's exemption	$96,440 (+0.17%)	$964,300 (+0.16%) Land $480,000 Building $484,300
2023		$96,280 Land $48,000 Building $48,280	$962,800 Land $480,000 Building $482,800
2022	$10,866.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (2010–2023)
Claims Outside the SFHA	11 of 11
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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