420 Michael Ln, Mountain Brook (Birmingham), AL 35213 Property Records

Jefferson County property record for 420 Michael Ln, Mountain Brook, AL 35213

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,970 sqft · built 2017
Lot Size	0.416 acres (18,135 sqft)
Owner	Individual Name on File
Last Sale	$1,200,000 (Dec 2020)
Tax Bill	$13,024 (2025)
Deeds & Mortgages	Dec 2020 Sale Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-00-04-4-002-013.000`

Property Details

APN / Parcel Number

Primary APN	`28-00-04-4-002-013.000`
Alternative APNs	`2804400201300000` `358853`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,970 sqft Living Area
Gross Area	13,156 sqft
1st Floor Area	1,712 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	18,135 sqft (0.416 acres)
Lot Dimensions	195 ft deep x 93 ft wide
Porch	Porch
Porch Area	950 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	358853
Old Parcel Number	2804400201300000
Street Address	420 MICHAEL LN
City	MOUNTAIN BRK
State	AL
Zip	35213-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 6 BROWN & LACEY SUB & RESUR OF LOTS 9 & 28 DONNA LYNN ESTS
Legal Range	02W
Legal Township	18S
Legal Section	04
Legal Quarter	SE
Legal Subdivision	BROWN & LACEY SUB 28-4-4
Legal Lot Number	6
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	1
Census Block	1011
Census Tract	10802

Owner

420 Michael Ln is owned and occupied by an individual who bought it in December 2020.

Source: Jefferson County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	420 MICHAEL LN, MOUNTAIN BRK, AL 35213-4402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Warranty Deed, Transfer
Oct 27, 2017	Deed of Trust, Mortgage CADENCE BK
Feb 16, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BRYANT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	Aug 19, 2016 · Amount on File
Deed Document Number	2020138951
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Dec 4, 2020
Property Address	420 MICHAEL LN, MOUNTAIN BRK, AL 35213-4402
Document Number	0000138951
Instrument Date	Dec 2, 2020
Instrument	2020138951
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 MICHAEL LN, MOUNTAIN BRK, AL 35213-4402

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	420 MICHAEL LN, MOUNTAIN BRK, AL 35213-4402
Document Number	0000116851
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	420 MICHAEL LN MOUNTAIN BROOK AL 352134402, MOUNTAIN BROOK, AL 35213-4402

Mortgage

Document Number	0000116851
Date	Nov 14, 2017
Instrument	116851

Lender

Name	CADENCE BK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON AL
Recording Date	Feb 16, 2017
Property Address	420 MICHAEL LN, MOUNTAIN BRK, AL 35213-4402
Instrument Date	Jan 27, 2017
Instrument	16308
Transaction Type	Construction Loan
Record Updated	Feb 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4232 SILVER CT BIRMINGHAM AL 352132726, BIRMINGHAM, AL 35213-2726

Mortgage

Document Number	0000016308
Date	Feb 16, 2017
Instrument	16308

Lender

Name	BRYANT BK
Type	Bank
Address	MOUNTAIN BROOK, AL 35243

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 420 Michael Ln was $13,024 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Mountain Brook City
Unified School District	Mountain Brook City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,024.00 Homeowner's exemption	$119,980	$1,199,800 Land $480,000 Building $719,800
2023		$121,520 Land $48,004 Building $73,516	$1,215,100 Land $480,000 Building $735,100
2022	$12,992.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 420 Michael Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (2010–2023)
Claims Outside the SFHA	11 of 11
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Michael Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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