401 Michael Ln, Mountain Brook (Birmingham), AL 35213 Property Records

Jefferson County property record for 401 Michael Ln, Mountain Brook, AL 35213

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,781 sqft · built 2023
Owner	Individual Name on File
Last Sale	$360,000 (May 2021)
Tax Bill	$16,316 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2021 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`28-00-04-4-002-005.002`

Property Details

APN / Parcel Number

Primary APN	`28-00-04-4-002-005.002`
Alternative APN	`448315`

Interior

Bedrooms	4 Beds
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,781 sqft Living Area
Gross Area	16,058 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	448315
Street Address	401 MICHAEL LN
City	MOUNTAIN BRK
State	AL
Zip	35213-4401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 DONNA LYNN ESTATES PB 38 PG 8
Legal Range	02W
Legal Township	18S
Legal Section	04
Legal Subdivision	DONNA LYNN ESTS 28-4-4
Legal Lot Number	6
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	1
Census Block	1011
Census Tract	10802

Owner

Source: Jefferson County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	401 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage WEST ALABAMA BANK AND TRUST
May 14, 2021	Warranty Deed, Transfer · Conventional Mortgage WEST ALABAMA BANK AND TRUST
Jan 23, 2020	Warranty Deed, Transfer
Nov 7, 2019	Trustee's Deed, Construction Loan · Construction Mortgage SERVISFIRST BK
Oct 17, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Feb 26, 2019	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BK
Sep 26, 2018	Deed of Trust, Mortgage SYNOVUS MTG
Sep 28, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Jan 23, 2020 · Amount on Record
Deed Document Number	2021056276
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	401 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 MOUNTAIN PARK DR, MOUNTAIN BRK, AL 35213-4425

Mortgage

Document Number	0000006729
Date	Jan 20, 2022
Instrument	2022006729

Lender

Name	WEST ALABAMA BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	May 14, 2021
Property Address	401 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Document Number	0000056276
Instrument Date	May 14, 2021
Instrument	2021056276
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 MELROSE PL, HOMEWOOD, AL 35209-5420

Mortgage

Document Number	0000056277
Date	May 14, 2021
Instrument	2021056277

Lender

Name	WEST ALABAMA BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jan 23, 2020
Property Address	401 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Document Number	0000007532
Instrument Date	Dec 31, 2019
Instrument	2020007532
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 TROON, SHOAL CREEK, AL 35242-4305

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON AL
Recording Date	Nov 7, 2019
Property Address	401 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Instrument Date	Oct 22, 2019
Instrument	116506
Transaction Type	Construction Loan
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 DEXTER AVE MOUNTAIN BROOK AL 352133704, MOUNTAIN BROOK, AL 35213-3704

Mortgage

Document Number	0000116506
Date	Nov 7, 2019
Instrument	116506

Lender

Name	SERVISFIRST BK
Type	Bank
Address	2500 WOODCREST PL, BIRMINGHAM, AL 35209-1374

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Oct 17, 2019
Property Address	401 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Document Number	0000109092
Instrument Date	Oct 14, 2019
Instrument	109092
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 DEXTER AVE MOUNTAIN BROOK AL 352133704, MOUNTAIN BROOK, AL 35213-3704

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Feb 26, 2019
Property Address	401 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Document Number	0000016851
Instrument Date	Feb 19, 2019
Instrument	16851
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$92.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4109 CHURCHILL DR BIRMINGHAM AL 352133937, BIRMINGHAM, AL 35213-3937

Mortgage

Document Number	16852
Date	Feb 26, 2019
Instrument	16852

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 25, 2039

Interest

Rate	8%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	401 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Document Number	0000101845
Instrument Date	Sep 26, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2700 6TH AVE S BIRMINGHAM AL 352333404, BIRMINGHAM, AL 35233-3404

Mortgage

Document Number	0000101845
Date	Sep 28, 2018
Instrument	101845

Lender

Name	SYNOVUS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Amount	Amount Recorded

Interest

Rate	5.1%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Sep 28, 2018
Property Address	401 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Document Number	0000101844
Instrument Date	Sep 26, 2018
Instrument	101844
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$155.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MICHAEL LN MOUNTAIN BROOK AL 352134401, MOUNTAIN BROOK, AL 35213-4401

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Mountain Brook City
Unified School District	Mountain Brook City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,316.00 (+107.9%) Homeowner's exemption	$150,180 (+31.28%)	$1,501,800 (+31.29%) Land $480,000 Building $1,021,800
2023		$114,400 (+58.89%) Land $48,004 Building $66,396	$1,143,900 (+217.75%) Land $480,000 Building $663,900
2022	$7,848.00	$72,000 Land $72,000	$360,000 Land $360,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (2010–2023)
Claims Outside the SFHA	11 of 11
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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