405 Michael Ln, Mountain Brook (Birmingham), AL 35213 Property Records

Jefferson County property record for 405 Michael Ln, Mountain Brook, AL 35213

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,558 sqft · built 1960
Lot Size	0.356 acres (15,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$905,000 (May 2021)
Tax Bill	$8,294 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-00-04-4-002-006.000`

Property Details

APN / Parcel Number

Primary APN	`28-00-04-4-002-006.000`
Alternative APNs	`28044002006000RR00` `358846`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,558 sqft Living Area
Gross Area	5,116 sqft
1st Floor Area	2,558 sqft
Basement Area	2,558 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,500 sqft (0.356 acres)
Lot Dimensions	155 ft deep x 100 ft wide
Terrain	Rolling
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	358846
Street Address	405 MICHAEL LN
City	MOUNTAIN BRK
State	AL
Zip	35213-4401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 7 DONNA LYNN ESTS
Legal Range	02W
Legal Township	18S
Legal Section	04
Legal Subdivision	DONNA LYNN ESTS 28-4-4
Legal Lot Number	7
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	1
Census Block	1011
Census Tract	10802

Owner

Source: Jefferson County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GEORGIAS OWN CREDIT UNION
May 19, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Prior Sale	May 8, 2014 · Amount on Record
Deed Document Number	202158051
Prior Transfer Date	Apr 21, 2008
Prior Transfer Doc	200805/18417
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	405 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401

Mortgage

Document Number	0000058053
Date	May 19, 2021
Instrument	2021058053

Lender

Name	GEORGIAS OWN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	May 19, 2021
Property Address	405 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Document Number	0000058051
Instrument Date	May 14, 2021
Instrument	2021058051
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401

Mortgage

Document Number	0000058052
Date	May 19, 2021
Instrument	2021058052

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	405 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Document Number	0000039854
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 MICHAEL LN MOUNTAIN BROOK AL 352134401, MOUNTAIN BROOK, AL 35213-4401

Mortgage

Document Number	0000039854
Date	Apr 27, 2020
Instrument	39854

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Mountain Brook City
Unified School District	Mountain Brook City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,294.00 Homeowner's exemption	$76,580 (-)	$765,800 (-) Land $480,000 Building $285,800
2024	$8,294.00 (-2.96%)
2023		$76,580 (-2.93%) Land $48,000 Building $28,580	$765,800 (-2.93%) Land $480,000 Building $285,800
2022	$8,547.00 Homeowner's exemption	$78,890 Land $48,000 Building $30,890	$788,900 Land $480,000 Building $308,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (2010–2023)
Claims Outside the SFHA	11 of 11
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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