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409 Lake Monroe Pl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 409 Lake Monroe Pl, Saint Augustine, FL 32092 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,408 sqft · built 2006
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$308,900 (May 2007)
Tax Bill$5,580 (2025)
Deeds & MortgagesJan 2022 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN288108-3560

Property Details

APN / Parcel Number

Primary APN288108-3560

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,408 sqft Living Area
Gross Area3,870 sqft
1st Floor Area1,528 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area212 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address409 LAKE MONROE PL
CitySAINT AUGUSTINE
StateFL
Zip32092-2495
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description56/45-54 SAINT JOHNS SIX MILE CREEK WEST UNIT 3B LOT 356 OR2921/604
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionSAINT JOHNS SIX MILE CREEK WEST UNIT 3B
Legal Block1
Legal Lot Number356
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1004
Census Tract20905

Owner

Source: St. Johns County records · APN 288108-3560

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address409 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Feb 27, 2017Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 2007 · Amount on Record
Deed SaleMay 22, 2007 · Amount on Record
Deed Document Number200734904
Deed Book / Page2921 / 604
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address409 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495
Transaction TypeMortgage
Record UpdatedJan 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 LAKE MONROE PL, ST AUGUSTINE, FL 32092-2495

Mortgage

Document Number0054701321
DateJan 18, 2022
Book Page5470/1321
Instrument2022005502
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address409 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043351701
DateFeb 27, 2017
Book Page4335/1701
Instrument2017013532
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$258,352 (+2.7%)$425,657 (-3.76%) Land $85,000 Building $340,657
2025$5,580.00 (+9.3%) Homeowner's exemption$251,560 (+5.99%)$442,282 (-3.03%) Land $90,000 Building $352,282
2024$5,105.00 (+1.98%)
2023$5,006.00 (+2.9%) Homeowner's exemption$237,350 (+3%)$456,125 (+5.55%) Land $100,000 Building $356,125
2022$4,865.00 Homeowner's exemption$230,437$432,156 Land $75,040 Building $357,116

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 84 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,754 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 239 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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