St. Johns County property record for 404 Lake Monroe Pl, Saint Augustine, FL 32092 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,198 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $435,000 (2023) |
| Tax Bill | $3,450.00 (2025) |
| Primary APN | 288108-3390 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 2,198 sqft Living Area |
| Gross Area | 2,978 sqft Gross Area |
| 1st Floor | 2,198 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 588 sqft Garage |
| Porch Area | 216 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 404 LAKE MONROE PL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2495 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 56/45-54 SAINT JOHNS SIX MILE CREEK WEST UNIT 3B LOT 339 OR5752/465 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK WEST UNIT 3B |
| Legal Block | 1 |
| Legal Lot Number | 339 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 288108-3390
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 05, 2023 | Warranty Deed, Transfer · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 11, 2023 | Warranty Deed, Transfer OS NATIONAL LLC |
| Jul 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage NETWORK FUNDING LP |
| Jun 09, 2021 | Warranty Deed, Transfer SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 05, 2023 · Amount on Record |
| Deed Sale | May 05, 2023 · Amount on Record |
| Prior Sale | Jan 11, 2023 · Amount on Record |
| Deed Doc Number | 202334269 |
| Deed Book / Page | 5752 / 465 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 404 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 133 CANDLEGLOW, IRVINE, CA 92602-1819 |
| Document Number | 0053270134 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 5327/134 |
| Instrument | 2021082554 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 05, 2023 |
| Property Address | 404 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495 |
| Document Number | 0057520465 |
| Book / Page | 5752 / 465 |
| Map Reference | MB 56 PG 45-54 |
| Instrument Date | Apr 27, 2023 |
| Instrument | 2023034269 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 404 LAKE MONROE PL, ST AUGUSTINE, FL 32092-2495 |
| Document Number | 0005752467 |
|---|---|
| Date | May 05, 2023 |
| Instrument | 5752/467 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 11, 2023 |
| Property Address | 404 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495 |
| Document Number | 0056931691 |
| Book / Page | 5693 / 1691 |
| Map Reference | MB 56 PG 45-54 |
| Instrument Date | Jan 09, 2023 |
| Instrument | 2023002894 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,590.70 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 342 CLEARVIEW DR, SAINT AUGUSTINE, FL 32092-3537 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 29, 2022 |
| Property Address | 404 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495 |
| Document Number | 0056070092 |
| Book / Page | 5607 / 92 |
| Map Reference | MB 56 PG 45-54 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022073979 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 133 CANDLEGLOW, IRVINE, CA 92602-1819 |
| Name | Verified Name |
|---|---|
| Address | 404 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495 |
| Document Number | 0000560794 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 5607/94 |
| Name | NETWORK FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 01, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 09, 2021 |
| Property Address | 404 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495 |
| Document Number | 0052870983 |
| Book / Page | 5287 / 983 |
| Map Reference | MB 56 PG 45-54 |
| Instrument Date | Jun 08, 2021 |
| Instrument | 2021064695 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,422.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2624 PORTLAND AVE, COLLEGE STATION, TX 77845-1714 |
| Name | Verified Name |
|---|---|
| Address | 133 CANDLEGLOW, IRVINE, CA 92602-1819 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,137 (+2.7%) | $354,780 (-1.48%) Land $85,000 Building $269,780 | |
| 2025 | $3,450.00 (+8.05%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $226,034 (+2.9%) | $360,105 (-2.62%) Land $90,000 Building $270,105 |
| 2024 | $3,193.00 (-52.16%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $219,664 (-40.42%) | $369,812 (+0.3%) Land $100,000 Building $269,812 |
| 2023 | $6,674.00 (-2.16%) Homeowner's exemption | $368,715 (+7.19%) | $368,715 (+7.19%) Land $100,000 Building $268,715 |
| 2022 | $6,821.00 | $343,968 | $343,968 Land $75,040 Building $268,928 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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