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416 Lake Monroe Pl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 416 Lake Monroe Pl, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,197 sqft · built 2007
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$428,900 (Jul 2021)
Tax Bill$7,658 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN288108-3420

Property Details

APN / Parcel Number

Primary APN288108-3420

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,197 sqft Living Area
Gross Area2,615 sqft
1st Floor Area1,825 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchFinished/Open Porch
Porch Area189 sqft
Deck AreaDeck Area
Patio Area1,063 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address416 LAKE MONROE PL
CitySAINT AUGUSTINE
StateFL
Zip32092-2495
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description56/45-54 SAINT JOHNS SIX MILE CREEK WEST UNIT 3B LOT 342 OR5309/795
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionSAINT JOHNS SIX MILE CREEK WEST UNIT 3B
Legal Block1
Legal Lot Number342
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1004
Census Tract20905

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address138 HASLER AVE, SAINT AUGUSTINE, FL 32092-1470
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2021 · Amount on Record
Deed SaleJul 2, 2021 · Amount on Record
Prior SaleJul 1, 2015 · Amount on Record
Deed Document Number202174277
Deed Book / Page5309 / 795
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 2, 2021
Property Address416 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495
Document Number0053090795
Book / Page5309 / 795
Map ReferenceMB 56 PG 45-54
Instrument DateJun 29, 2021
Instrument2021074277
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,002.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13800 EGRETS NEST DR APT 1413, 1413, JACKSONVILLE, FL 32258-4245

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495

Mortgage

Document Number0005309797
DateJul 2, 2021
Instrument5309/797
Lender
NameUNITED PREMIER FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$422,493 (+4.09%) Land $85,000 Building $337,493$422,493 (-1.41%) Land $85,000 Building $337,493
2025$7,658.00 (+9.62%) Homeowner's exemption$405,888 (+2.9%)$428,527 (+1.84%) Land $90,000 Building $338,527
2024$6,986.00 (+1.93%) Homeowner's exemption$394,449 (+3%)$420,781 (+5.15%) Land $100,000 Building $320,781
2023$6,854.00 (+2.7%) Homeowner's exemption$382,960 (+3%)$400,169 (+7.63%) Land $100,000 Building $300,169
2022$6,674.00 Homeowner's exemption$371,806$371,806 Land $75,040 Building $296,766

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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