401 Lake Monroe Pl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 401 Lake Monroe Pl, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,408 sqft · built 2006
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Nov 2021)
Tax Bill	$8,633 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`288108-3580`

Property Details

APN / Parcel Number

Primary APN	`288108-3580`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,408 sqft Living Area
Gross Area	3,870 sqft
1st Floor Area	1,528 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 LAKE MONROE PL
City	SAINT AUGUSTINE
State	FL
Zip	32092-2495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	56/45-54 SAINT JOHNS SIX MILE CREEK WEST UNIT 3B LOT 358 OR5427/1915
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	SAINT JOHNS SIX MILE CREEK WEST UNIT 3B
Legal Block	1
Legal Lot Number	358
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1004
Census Tract	20905

Owner

Source: St. Johns County records · APN 288108-3580

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 19, 2020	Warranty Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Oct 19, 2020 · Amount on Record
Deed Document Number	2021127403
Deed Book / Page	5427 / 1915
Record Updated	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 24, 2021
Property Address	401 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495
Document Number	0054271915
Book / Page	5427 / 1915
Map Reference	MB 56 PG 45
Instrument Date	Nov 22, 2021
Instrument	2021127403
Transaction Type	Transfer
Record Updated	Dec 08, 2021
Title Company	NOT AVAILABLE, GOLDEN TTL PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	274 HONEY BRANCH LN, 274, SAINT AUGUSTINE, FL 32092-0822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9003 KIMBERLY LN, CYPRESS, CA 90630-2678

Mortgage

Document Number	54271917
Date	Nov 24, 2021
Instrument	5427/1917

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 19, 2020
Property Address	401 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495
Document Number	0050740668
Book / Page	5074 / 668
Map Reference	MB 56 PG 45-54
Instrument Date	Oct 14, 2020
Instrument	2020092247
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,086.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9180 NESBIT LAKES DR, 9180, ALPHARETTA, GA 30022-4030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 LAKE MONROE PL, SAINT AUGUSTINE, FL 32092-2495

Mortgage

Document Number	5074670
Date	Oct 19, 2020
Instrument	5074/670

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,794 (-3.58%) Land $85,000 Building $338,794	$423,794 (-3.58%) Land $85,000 Building $338,794
2025	$8,633.00 (+5.69%)	$439,510 (-3.02%)	$439,510 (-3.02%) Land $90,000 Building $349,510
2024	$8,168.00 (-0.93%)
2023	$8,245.00 (+4.21%)	$453,201 (+5.59%)	$453,201 (+5.59%) Land $100,000 Building $353,201
2022	$7,912.00	$429,223	$429,223 Land $75,040 Building $354,183

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 84 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 239 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Lake Monroe Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures